Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
FHFA, HUD approve VantageScore 4.0 for government-backed loans
Wed, 22 Apr 2026 20:55:33
VantageScore 4.0 will now be accepted by Fannie Mae and Freddie Mac, with the Federal Housing Administration also moving to adopt the model. read more»

From 1st call to closing: How to create a 5-star client journey 
Wed, 22 Apr 2026 20:38:24
Map your client's journey. Identify every moment of truth. And at every one, Darryl Davis writes, ask yourself: Does this feel like a 5-star experience? read more»

4 urgent questions to ask amid the Kevin Warsh Fed chair confirmation
Wed, 22 Apr 2026 17:33:00
Dr. Lee Davenport offers insight into Trump's Fed Chair nominee Kevin Warsh, his family fortune and potential conflicts of interest in his investment portfolio. read more»

Does your brokerage’s AI match the hype? Take Intel’s April survey
Wed, 22 Apr 2026 16:25:11
Each month, hundreds of real estate agents, brokers, executives and investors contribute to one of real estate's most ambitious monthly efforts to document changes to the industry. Add your insights. Take the survey. read more»

Realtor.com launches land price estimates as market lags
Wed, 22 Apr 2026 16:18:29
Realtor.com has added land price estimates to its platform, giving agents and builders a new data tool for tracking one of the core inputs to new construction. The accompanying market analysis shows the land market has yet to fully recover from the pandemic-era buying frenzy. read more»

NAR says it’s making quick progress on 3-year Strategic Plan
Wed, 22 Apr 2026 16:02:20
"Rebuilding trust requires more than words — it requires visible progress," NAR CEO Nykia Wright said in the report. read more»

Real estate agent, wife charged with stealing $500K from lodge
Wed, 22 Apr 2026 15:13:58
If convicted, the couple could face a maximum penalty of more than 12 years in prison and a $25,000 fine on each count. read more»

Rechat launches Service Network to fix brokerage referral gaps
Wed, 22 Apr 2026 13:00:28
Rechat launches Service Network, a new tool to help brokerages standardize referrals and connect clients with lenders, title and insurance providers. read more»

SoFi debuts digital HELOC offering and new advisory council
Wed, 22 Apr 2026 13:00:07
The fintech company aims to make HELOCs easier to access. Meanwhile, the advisory council is designed to solicit input from industry leaders. read more»

What it means to lead when global becomes personal
Wed, 22 Apr 2026 8:30:41
CEO Dezireh Eyn shares how professional and personal life shifts when global politics begin to take center stage. read more»

How 2 top agents protect their clients from real estate fraud
Wed, 22 Apr 2026 8:03:21
Real estate agents are facing a surge in fraud attempts. Here’s how scammers operate — and how agents are becoming the first line of defense. read more»

Are you an information gatekeeper? AI just fired you
Wed, 22 Apr 2026 8:00:47
In this episode of Real Estate Insiders Unfiltered, Jerimiah Taylor, CEO of BrokerBot, breaks down what AI actually means for real estate agents, why most people are thinking about it wrong, and what it is actually changing and what it isn’t. read more»

How to write an MLS listing description with integrity
Tue, 21 Apr 2026 19:14:57
When you're marketing a listing, honesty matters. Darryl Davis shares strategies to help you maintain high standards in your presentation. read more»

How global events are impacting multifamily investment (and where the market is headed)
Tue, 21 Apr 2026 19:04:45
Despite global shocks, multifamily remains a sound commercial real estate investment and a favored asset class among lenders and investors, Michael Zaransky writes. read more»

Homebuyer trust in AI is slipping, survey finds (VIDEO)
Tue, 21 Apr 2026 18:54:56
A new survey shows buyers want more control and still prefer humans for key decisions in the homebuying process. read more»

Communication isn’t the product. It’s the evidence
Tue, 21 Apr 2026 18:49:01
Buyers aren’t choosing based on how you communicate, broker-owner Deb Siefkin writes. They’re choosing based on what your communication reveals. read more»

Home price growth hits slowest pace since 2012: Redfin
Tue, 21 Apr 2026 18:15:08
U.S. home prices posted their slowest annual growth rate in more than a decade in March, even as a shrinking supply of new listings kept prices from falling outright, according to Redfin. read more»

Renters accelerate buying plans as rental affordability improves
Tue, 21 Apr 2026 16:39:50
Zillow data shows rent price growth has reached its lowest level since 2020, saving the typical renter $2,316 annually. read more»

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