Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Taking sides on coming-soon listings: Inman’s Top 5
Fri, 27 Mar 2026 16:00:32
Looking for a quick catch-up on the buzziest stories of the week? Here’s Inman Top 5, the most essential stories, according to Inman readers. read more»

CoStar says Zillow continues using its copyrighted rental images
Fri, 27 Mar 2026 15:42:53
"As discussed above, Zillow has the tools to stop; it is simply choosing not to," CoStar says in amended complaint over alleged copyright infringement. read more»

The U.S. is still short millions of homes — and builders can’t close the gap
Fri, 27 Mar 2026 14:40:34
Efforts to loosen building regulations have gained steam, but housing supply is still falling short thanks in part to challenges related to financing. read more»

This startup wants to be the brain of every real estate office
Fri, 27 Mar 2026 14:22:09
BrokerBot is building a brokerage-wide AI assistant designed to automate transactions, coordinate workflows and reshape the role of real estate agents. read more»

Buyers agents are more valuable in today’s listing landscape
Fri, 27 Mar 2026 8:45:03
The era of the single, unified real estate marketplace — where every available home was findable in one place — is behind us, coach Darryl Davis writes. Here's what's next. read more»

‘AI cannot read the room’: Agents weigh in on the promise and limits of artificial intelligence
Fri, 27 Mar 2026 8:44:20
Inman talked to real estate pros from around the country to find out how they're using AI and what limitations the technology faces. read more»

Real estate’s problem isn’t transparency. It’s interpretation
Fri, 27 Mar 2026 7:56:25
Buyers have more access to data than ever before, new Inman contributor Deb Siefkin writes. What they don’t have is clarity on what the data actually means. read more»

Here’s what can go wrong when using AI instead of an agent
Thu, 26 Mar 2026 19:17:41
AI is good at structured answers in predictable environments, but real estate is full of unpredictability, Tatiana Zagorovski writes. That’s where expertise lives. read more»

Fannie Mae move could bring crypto buyers into the market
Thu, 26 Mar 2026 18:52:01
Fannie Mae is preparing to accept crypto-backed mortgages for the first time, a move that could bring digital assets further into mainstream home financing. read more»

How customer experience breaks down in the smallest moments
Thu, 26 Mar 2026 17:14:43
Earn real trust and create a legacy by ensuring your clients feel like they're in good hands from their first conversation with you, Christine Carlo George writes. read more»

HomeServices CEO: Hiding days on market, price history is a disservice to buyers and sellers
Thu, 26 Mar 2026 16:32:52
Chris Kelly weighs in on the myth of "harmful transparency" in real estate today and why the industry should focus less on data displays and more on fundamentals. read more»

This large MLS is completely overhauling its board structure
Thu, 26 Mar 2026 15:00:56
The new board will be much smaller and made up only of people who aren’t licensed to transact real estate in the state. read more»

The truth about AI in real estate (according to agents)
Thu, 26 Mar 2026 8:45:48
Real estate agents share how they’re actually using AI, where it saves time and why it’s raising the bar rather than replacing them. read more»

The open market broke. Here’s what comes next
Thu, 26 Mar 2026 8:00:55
The same real estate leadership that got MLSs and NAR to this moment is not the leadership that gets them out of it, Alloy Advisors co-founder Amit Kulkarni writes. read more»

That guy who sold his house with ChatGPT should be a warning sign for real estate agents
Thu, 26 Mar 2026 7:13:05
Proactive brokers will train their agents on how to demonstrate why they’re still needed in an increasingly AI-driven world, Derek Carlson writes. read more»

Is your brand message clear? A 30-minute audit to find out
Wed, 25 Mar 2026 23:14:52
Most agents think they have a brand, but clients often see something different, marketing strategist Jennifer McAlpine writes. Use this quick 30-minute audit to determine whether your messaging is clear, memorable and aligned with what you truly do best. read more»

REMAX settles buyer commission lawsuit for $8.5M
Wed, 25 Mar 2026 22:46:37
The company is the second firm to settle in a suit known as Batton. Keller Williams previously settled last month. read more»

CMLS slams ‘false narrative’ as coming-soon partnerships spread
Wed, 25 Mar 2026 20:01:34
The Council of Multiple Listing Services argued that a “false narrative” about pre-marketing homes is gaining traction. read more»

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