Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Why the Federal Reserve won’t bend to ‘THE TRUMP RULE’ in 2026
Wed, 24 Dec 2025 14:00:16
The next Fed chair may be more receptive to the president's calls for rate cuts, but they'll have to convince other central bank policymakers to give up their independence. read more»

How 2 friends created 1 of the top women-led teams in New York City
Wed, 24 Dec 2025 9:35:11
Through long-term planning, persistence and good relationships, Alli Chiaramonte and Tania Friedland of the ATelier Team have created a high-powered small team climbing its way to the top of NYC's luxury market. read more»

Elevate your marketing, and make it a strategic component to growth
Wed, 24 Dec 2025 9:30:51
Real estate marketing isn’t just tactical, marketing expert Cara Tachibana writes. Learn how a strategic brand approach drives growth and agent adoption as she walks through her brokerage's marketing makeover. read more»

Top 25 things real estate agents REALLY want for Christmas 2025
Wed, 24 Dec 2025 9:00:54
From lumps of coal to listing wars, Carl Medford lists the things everyone in the real estate world is looking for on Christmas morning. read more»

WATCH: How AI will transform real estate (faster than you think)
Wed, 24 Dec 2025 9:00:35
Biju Ashokan, CEO of Radius Agent, dives into what AI will replace, what it won’t and how agents can protect their future by leaning into the tech — not running from it. read more»

Spread cheer: How brokerages are giving back this holiday season
Wed, 24 Dec 2025 9:00:33
Whether through coat and toy drives, donations or other charitable events, real estate firms across the U.S. and Canada shared with Inman the myriad ways they give back to their communities. read more»

Stop trying to be all things to all people as a real estate agent
Wed, 24 Dec 2025 9:00:11
Find out how this Hamptons agent balances a demanding business with real downtime and how that shapes his approach to his professional and personal lives. read more»

The $92M real estate lesson Jake Paul taught us from the boxing ring
Tue, 23 Dec 2025 17:08:10
In real estate, attention is currency, Josh Ries writes. If you want to close more deals in 2026, you have to start by getting in front of more people. read more»

The last deal of 2025: What it takes to close during the holidays
Tue, 23 Dec 2025 15:38:49
If you’re racing the calendar to get to the closing table before year-end, take a tip from these agents who are still working right up through New Year’s Eve. read more»

Meet Areia, real estate’s ‘synthetic human,’ always-there agent avatar
Tue, 23 Dec 2025 15:22:29
An acronym for Autonomous Real Estate Intelligence Assistant, Areia assumes the look of a blond woman as it helps buyers peruse the market and sellers understand pricing strategy. read more»

When your social account gets hacked, your clients are next
Tue, 23 Dec 2025 9:00:26
Real estate agents are high-trust targets. A compromised Instagram or Facebook account can turn into a fast-moving scam aimed at your sphere, your clients and your reputation. read more»

Real estate’s ghosts: A compliance carol for past, present and future
Tue, 23 Dec 2025 9:00:01
On the eve of reflection, choice and accountability, compliance expert Summer Goralik shares a compliance carol with the real estate industry. read more»

The biggest recruiting mistake most real estate leaders make
Tue, 23 Dec 2025 8:33:15
One-size-fits-all recruiting pitches are costing brokerages top talent, writes recruiting expert Brett Jennings. Here’s how an assessment-driven, customized approach changes everything. read more»

Retention systems that keep agents loyal (even when opportunity knocks)
Mon, 22 Dec 2025 22:14:28
Real estate agent retention isn’t about locking people in, coach Verl Workman writes. It’s about building something they don’t want to leave. read more»

Choose a side! How selective outrage can increase your leads
Mon, 22 Dec 2025 21:26:12
Whether we like it or not, people don’t just want a service anymore, Josh Ries writes. They want alignment. They want to know what you stand for and against. read more»

Home sales could inch up even if growth stays sluggish next year
Mon, 22 Dec 2025 19:54:04
Home sales should break through the 5 million mark next year as more inventory gradually comes on the market and home prices decline, economists at the Mortgage Bankers Association predict. read more»

Yet another report says the real estate market is sputtering
Mon, 22 Dec 2025 16:17:30
Redfin reported that both buyers and sellers are in retreat, active and new listings fell in November, and, ultimately, 2025 will be comparable to the slowest year for real estate in decades. read more»

How this Atlanta agent beats the plateau trap and keeps on growing
Mon, 22 Dec 2025 10:00:55
By changing and setting new goals, building an excellent team and crafting new skillsets, Bonneau Ansley continues to grow his business consistently. read more»

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