Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Santa’s North Pole home gets magical makeover by Revive
Tue, 10 Dec 2024 8:00:57
Mrs. Claus' dream kitchen features a custom black and brass Lacanche French range, Denali quartzite countertops and pine-green cabinetry, perfect for baking Santa's cookies and preparing holiday feasts. read more»

Under-the-radar NAR nonprofit may have hidden GOP agenda
Mon, 09 Dec 2024 19:54:54
A new report from "The New York Times" examines the NAR-created American Property Owners Alliance, a nonprofit organization ostensibly dedicated to property rights, which has given heavily to Republican causes. read more»

Americans optimistic home prices and mortgage rates have peaked
Mon, 09 Dec 2024 19:50:43
While only 23 percent of Americans surveyed by mortgage giant Fannie Mae in November thought it was a good time to buy a home, that's up from 14 percent a year ago, when mortgage rates were near post-pandemic peaks. read more»

12 gifts for Realtors that won’t collect dust this holiday season
Mon, 09 Dec 2024 18:01:56
With gift shopping in full swing, everyone has asked themselves the million-dollar question, "What would make the perfect present?" While perfection might be elusive, Inman’s Holiday Gift Guide for 2024 aims to help you get as close as possible when selecting gifts for the hardworking agents in your life. read more»

Agents see green shoots around the corner: Client Pipeline Tracker
Mon, 09 Dec 2024 10:00:11
As real estate agents gradually become more familiar with how the NAR settlement will impact business, they're increasingly open to rosier possibilities, according to a new Intel analysis. read more»

The customer is always right, but what if they’ve been misinformed?
Mon, 09 Dec 2024 9:00:52
Rachael Hite shares strategies for combatting client misinformation while maintaining close connections and positive communication. read more»

What real estate agents need to know about cognitive impairment
Mon, 09 Dec 2024 9:00:25
Senior real estate specialist Nikki Buckelew writes that understanding cognitive impairment among seniors is about being more than just a real estate professional — it’s about being a trusted guide during one of the most challenging transitions of someone’s life. read more»

How to identify the top new amenities in multifamily housing
Mon, 09 Dec 2024 9:00:13
Multifamily operators must know that trends are fickle and vogue fades, multifamily expert Michael Zaransky writes. Build a community around your amenities, not vice versa. read more»

Top producer’s best time-efficiency tip: Lean into lead generation tech
Mon, 09 Dec 2024 8:55:01
Good technology helps agents save time. It helps agents stay organized. And it can help agents land deals with serious customers — ones who may refer even more business their way. read more»

Building a future of growth with the right franchise partnership
Mon, 09 Dec 2024 8:45:36
For broker-owners looking to expand their real estate business, the right partnership can be a game-changer. read more»

Direct mail isn’t dead! 16 examples that are working now
Sun, 08 Dec 2024 9:00:51
Using real-world examples from a variety of markets and niches, Jimmy Burgess shares ideas for creating impactful and effective direct mail marketing collateral. read more»

RealPage says feds ended criminal probe into multifamily pricing
Sat, 07 Dec 2024 13:50:24
The company has become a lightning rod in debates about rental pricing software. It also remains the subject of a civil lawsuit over alleged antitrust allegations. read more»

What does the big Compass deal mean for you? The Download
Sat, 07 Dec 2024 9:30:05
How does Compass' big acquisition of @properties | Christie's International Real Estate change the real estate landscape and the way you do business? read more»

Embattled sale-leaseback platform EasyKnock closes its doors
Fri, 06 Dec 2024 21:37:20
Facing lawsuits and enforcement actions by attorneys general in several states, the company said Thursday it would shut down about two weeks after being sued by Connecticut's Attorney General. read more»

Hiring slows and unemployment rises, boosting odds of Fed rate cut
Fri, 06 Dec 2024 20:44:42
Employers added 227,000 workers to their payrolls in November, but with 7.1 million Americans out of work the unemployment rate is back up to 4.2 percent. read more»

Suiting up for growth at Inman Connect New York 
Fri, 06 Dec 2024 18:38:47
Inman Connect New York is renowned for gathering the brightest minds in real estate, offering unparalleled access to expert insights and networking opportunities. This January, join industry leaders at the Hilton Midtown for transformative discussions on technology, branding, and market strategies to propel your business into 2025. Discover how to leverage this premier event to enhance your professional growth and adapt to the ever-changing real estate landscape. read more»

1st-time attendee? What to expect from Inman Connect New York
Fri, 06 Dec 2024 18:38:38
Inman Connect New York is renowned for gathering the brightest minds in real estate, offering unparalleled access to expert insights and networking opportunities. This January, join industry leaders at the Hilton Midtown for transformative discussions on technology, branding, and market strategies to propel your business into 2025. Discover how to leverage this premier event to enhance your professional growth and adapt to the ever-changing real estate landscape. read more»

Get ready for ‘the Costco door,’ a Mormon trend set to sweep the US
Fri, 06 Dec 2024 18:35:53
We already have Mormon moms to thank for the resurgence of Stanley cups, and now they're putting another trend on the map — the Costco door. The Costco door is a 3-by-3-foot ground-level door that connects the garage and pantry. read more»

Equal Housing Lender. © 2018 Harbor Financial Group. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. Provided to mortgage professionals for information only and not intended or authorized for consumer or public distribution.
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