Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Transforming agent marketing: Task-bound to scalable systems
Fri, 12 Dec 2025 2:06:12
Troy Palmquist talks with marketing directors about the evolving role of martech and how it can empower agents to build their brand within the brokerage. read more»

Fed patches a potential chink in armor protecting its independence
Fri, 12 Dec 2025 0:51:12
A vote to reappoint 11 of the Fed's 12 regional bank presidents puts an end to speculation that Trump administration might try to unseat inflation hawks opposed to interest rate cuts. read more»

Agents, you must believe in yourself and the brand you choose
Fri, 12 Dec 2025 0:00:10
To get buyers to believe in you, you must first believe in yourself, your value and the organization you represent, broker-owner Lori Muller writes. read more»

How the winter market creates soft power plays for buyers and sellers
Thu, 11 Dec 2025 21:58:48
Finance expert Sofia Nadjibi offers insights to help agents successfully position their clients during the December and January market slowdown. read more»

DoJ whiffs in third attempt to indict Trump nemesis Letitia James
Thu, 11 Dec 2025 21:40:12
Since the original charges against James were thrown out in November, the DoJ has reportedly tried and failed to obtain indictments from two different federal grand juries. read more»

How this brokerage CEO went from slinging ‘za to indie leadership
Thu, 11 Dec 2025 20:57:36
Learn how indie broker Andres Hoyos combines care for the industry and his agents and where he sees real estate moving in 2026. read more»

Worries about the job market are bringing mortgage rates down
Thu, 11 Dec 2025 20:44:13
Initial unemployment claims hit highest level since September, and Federal Reserve Chair Jerome Powell warns official data could be overestimating job creation by up to 60,000 jobs a month. read more»

In surprise twist, Walshe defense rests without calling witnesses
Thu, 11 Dec 2025 20:20:04
Brian Walshe told the court today he would not be testifying in his murder trial. His defense subsequently rested without calling any witnesses. read more»

Former Realtor.com, Movoto, Homeward execs move to PLACE
Thu, 11 Dec 2025 17:49:31
PLACE has expanded its C-suite with former executives from Realtor.com, Homeward and Movoto, according to an announcement on Thursday. read more»

Compass expects sales to climb 4% as prices stay flat in 2026
Thu, 11 Dec 2025 17:10:34
Three key trends to watch in 2026, according to a new forecast by the nation’s largest brokerage: Shadow inventory hitting the market, what happens with jobs and the K-shaped economy. read more»

Inventory tightens up as new listings tank: Redfin
Thu, 11 Dec 2025 16:39:55
As Americans become immersed in the hustle and bustle of the holiday season and buyer demand softens, homesellers are pulling back from the housing market. read more»

Tech solutions in turbulent times: Navigating the perfect storm
Thu, 11 Dec 2025 14:16:48
Blueprint's Martin Kelly moderates a panel of real estate industry leaders as they discuss the industry's biggest challenges and most promising solutions. read more»

How a top DC agent went from college dropout to luxury mogul
Thu, 11 Dec 2025 9:45:04
Extra hours, social media and a team with the highest standards of service helped The Heider Company become one of the top-earning teams at Sotheby's International Realty. read more»

The transparency crisis no one wants to talk about
Thu, 11 Dec 2025 9:00:19
Referral fees are just the starting point for a larger conversation real estate professionals need to have about transparency, Cara Ameer writes. read more»

Gen Z is ready to buy: Boost your business by mastering co-buying
Thu, 11 Dec 2025 1:42:30
Zoomer co-buying is on the rise. Knowing what makes this generation tick and how to help them architect a deal will lead agents to a new stream of income in a stalled market, writes Annette DeCicco.  read more»

How analytics and accountability drive real estate team performance
Wed, 10 Dec 2025 23:36:29
Troy Palmquist talks to proptech founder Brian Charlesworth to find out how his analytics platform is helping real estate teams supercharge their growth. read more»

Homebuyer demand stays strong as mortgage rates stabilize near 2025 lows: MBA lender surveys
Wed, 10 Dec 2025 21:35:33
With mortgage rates still hovering near 2025 lows, purchase loan applications hit their second-highest level of the year last week after adjusting for seasonal factors. read more»

8 reasons your brokerage needs an agent recognition plan
Wed, 10 Dec 2025 21:35:17
If the goal is to build strong brokerages, productive agents and sustainable businesses, Julia Lashay Israel writes, recognition belongs at the center of your strategy. read more»

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