Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
The truth about AI in real estate (according to agents)
Thu, 26 Mar 2026 8:45:48
Real estate agents share how they’re actually using AI, where it saves time and why it’s raising the bar rather than replacing them. read more»

The open market broke. Here’s what comes next
Thu, 26 Mar 2026 8:00:55
The same real estate leadership that got MLSs and NAR to this moment is not the leadership that gets them out of it, Alloy Advisors co-founder Amit Kulkarni writes. read more»

That guy who sold his house with ChatGPT should be a warning sign for real estate agents
Thu, 26 Mar 2026 7:13:05
Proactive brokers will train their agents on how to demonstrate why they’re still needed in an increasingly AI-driven world, Derek Carlson writes. read more»

Is your brand message clear? A 30-minute audit to find out
Wed, 25 Mar 2026 23:14:52
Most agents think they have a brand, but clients often see something different, marketing strategist Jennifer McAlpine writes. Use this quick 30-minute audit to determine whether your messaging is clear, memorable and aligned with what you truly do best. read more»

REMAX settles buyer commission lawsuit for $8.5M
Wed, 25 Mar 2026 22:46:37
The company is the second firm to settle in a suit known as Batton. Keller Williams previously settled last month. read more»

CMLS slams ‘false narrative’ as coming-soon partnerships spread
Wed, 25 Mar 2026 20:01:34
The Council of Multiple Listing Services argued that a “false narrative” about pre-marketing homes is gaining traction. read more»

The ‘secret profit’ trap agents don’t realize they’re walking into
Wed, 25 Mar 2026 19:39:19
“Secret profit” can show up in everyday transactions. Summer Goralik and Troy Palmquist share how to disclose properly and avoid unforeseen consequences. read more»

Mastering organization: The key to strengthening your bottom line
Wed, 25 Mar 2026 17:57:09
Jonathan Spears shares why organization is one of the most powerful and often overlooked drivers of real estate business growth. read more»

Zillow adds 24 more brokerages to pre-market listings partnership
Wed, 25 Mar 2026 17:00:14
The new agreements bring the number of brokerages and franchisors who have partnered with Zillow on pre-marketed listings to 29. read more»

Zillow goes ‘AI mode’ with new home search assistant
Wed, 25 Mar 2026 16:31:57
Zillow has released AI mode, a new search assistant that answers buyers' and renters' listing and market questions. read more»

How this agent closes $100M on basics while everyone chases AI
Wed, 25 Mar 2026 15:12:27
In this episode of Real Estate Insiders Unfiltered, Danny Brown, a top-producing Los Angeles agent, unpacks what actually drives long-term success in real estate. read more»

Luxury homes aren’t just trophies anymore — they’re wealth strategy
Wed, 25 Mar 2026 14:27:59
Affluent buyers are approaching property less as a status symbol and more as an asset tied to lifestyle, identity and long-term wealth. read more»

Nominations open for Inman’s Future Leaders in Real Estate
Wed, 25 Mar 2026 8:00:59
The award recognizes professionals under 40 who are making significant contributions to the real estate industry. read more»

Reffkin: Law vs. rule — MLS mandates cannot supersede fiduciary duty
Wed, 25 Mar 2026 8:00:55
Chairman and CEO of Compass International Holdings, Robert Reffkin, weighs in on law versus industry practice when it comes to fiduciary duty and coming-soon listings. read more»

Help shape real estate: Become the best agent in your market
Tue, 24 Mar 2026 22:48:28
Want to become a real estate leader? Team leader Faith Reid writes that it starts with developing true expertise and surrounding yourself with those who elevate your performance. read more»

Mortgage rates pop to highest level since September 2025
Tue, 24 Mar 2026 20:55:18
Hopes of a robust spring homebuying season are quickly running into harsh economic realities related to the war in Iran, inflation and other factors. read more»

‘Coming-soons’ on portals: Will agents use them? Take the survey
Tue, 24 Mar 2026 20:14:44
Each month, hundreds of real estate agents, brokers, executives and investors contribute to one of real estate's most ambitious monthly efforts to document changes to the industry. Add your insights. Take the survey. read more»

As AI grabs headlines, the real cash flows to housing’s core economics
Tue, 24 Mar 2026 19:40:43
Proptech investment trends are shifting beyond AI, with capital flowing into mortgages, insurance, utilities and housing’s core financial infrastructure. read more»

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