Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
30-year mortgage rate inches down to 4-week low
Thu, 16 Apr 2026 19:52:10
Mortgage rates have dropped to an average of 6.30 percent, renewing hope in a more active spring homebuying season. read more»

Where the line meets between fiduciary duty and fair housing
Thu, 16 Apr 2026 19:40:14
When access to a home is filtered through limited showings, selective exposure or overly restrictive buyer criteria, the result is fewer opportunities for certain buyers to participate at all, new Inman contributor Colette Stevenson writes. read more»

Here’s what your 1st meeting with a buyer should look like
Thu, 16 Apr 2026 19:25:25
Your first meeting with a buyer is not a hurdle to get over, coach Darryl Davis writes. It is the foundation of everything that comes next. read more»

Spring has sprung, but the inventory crunch is still in full swing
Thu, 16 Apr 2026 19:18:48
Frederick Warburg Peters looks at the spring market in New York City and the factors that are impacting inventory. read more»

Century 21 revisits ‘The Joy of Home’ in new marketing campaign
Thu, 16 Apr 2026 15:47:14
During its Las Vegas conference, Century 21 debuted "Color of Happiness," a sequel to the franchisor's hit 2024 commercial. read more»

Real estate ‘finfluencer’ gets jail time for $23M Ponzi scheme
Thu, 16 Apr 2026 14:48:47
Tyler Bossetti has been sentenced to six years in federal prison for pushing fraudulent real estate investments and committing tax fraud. read more»

Exposed beams, Victorian style top Zillow’s buyer engagement index
Thu, 16 Apr 2026 13:56:23
Exposed beams bring a 20 percent boost in daily buyer engagement, according to Zillow's newly launched Buzz Index, which tracks clicks, saves and return visits across more than 600 home features and design styles. read more»

How ‘Owning Manhattan’s’ Peter Zeitzaff got an ‘Ivy League MBA’ in 3 months
Thu, 16 Apr 2026 8:50:41
Through persistence, hard work and mastering his craft, Peter Zaitzeff went from slinging burgers to the target of Ryan Serhant’s recruiting efforts. Here’s how he did it and what agents can learn. read more»

Why your best agents ignore your brokerage’s tech stack
Thu, 16 Apr 2026 8:00:35
If your top agents aren’t using your tech stack, it’s not a training, culture or communication problem, The Agency's Zane Burnett writes. It’s a product problem. read more»

You don’t grow by doing more. You grow by doing better
Thu, 16 Apr 2026 0:26:07
According to real estate top producer Kat Kosmala, growth comes from developing and implementing systems that work. read more»

Why fluctuating rates raise the stakes for home inspections
Wed, 15 Apr 2026 22:23:56
New contributor and CEO Charles Furlough explains that inspections are not just about safety but also about financial pitfalls in today’s market. read more»

Disney outlines plans for 4,000-home North Carolina community
Wed, 15 Apr 2026 20:31:06
Dubbed Asteria, the 1,500-acres development will include a mix of single-family homes, condos, duplexes and apartments. read more»

How not to lose your real estate license (and torpedo your career)
Wed, 15 Apr 2026 19:58:40
You worked hard for your real estate license. Don't let a foolish mistake (or purposeful error) result in disciplinary proceedings against you. read more»

No one’s training new agents for this part of real estate
Wed, 15 Apr 2026 19:05:07
One of the first things new agents need to know is how to help a client step back and think clearly about their real estate goals and challenges, broker-owner Deb Siefkin writes. read more»

How agents can help clients navigate the most dangerous part of a real estate deal
Wed, 15 Apr 2026 18:01:00
In their latest episode of “True Crimes of Real Estate,” Troy Palmquist and Summer Goralik examine a case where fiduciary duty starts close to home. read more»

USPS financial crisis puts real estate transactions at risk
Wed, 15 Apr 2026 16:57:29
A looming financial crisis at the U.S. Postal Service could disrupt real estate transactions that still depend on physical mail. With potential delivery cuts and closures on the table, agents face growing risk around deadlines, especially in rural markets and among older clients. read more»

New poll finds 1 in 4 Americans say homeownership is out of reach
Wed, 15 Apr 2026 14:13:51
A new KeyBank poll finds 1 in 4 Americans say homeownership is out of reach as housing costs and financial pressures continue to rise. read more»

Baby boomers dominate the market as first-time buyers hit record low
Wed, 15 Apr 2026 14:00:59
Baby boomers remained the dominant force in the housing market last year while first-time buyers fell to their smallest share on record, according to the National Association of Realtors' 2026 Home Buyers and Sellers Generational Trends report. read more»

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