Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Fiduciary duty doesn’t mean what you think it means
Wed, 08 Apr 2026 19:54:13
Find out how the real estate industry's most powerful legal term is being weaponized and why consumers are paying the price. read more»

10 hot income tax strategies that can save money on your return
Wed, 08 Apr 2026 19:41:45
Use this list to determine where you are paying the IRS more than you should and to protect your personal and business finances, trainer Bernice Ross writes. read more»

Zillow ‘knows its role’ in the industry: Jun Choo
Wed, 08 Apr 2026 18:22:50
Zillow Chief Operating Officer Jun Choo talks artificial intelligence, Zillow Preview and the portal's continued commitment to listing "transparency." read more»

If you need to ‘add value’ at the end, you’re already behind
Wed, 08 Apr 2026 16:18:20
Contributor Deb Siefkin writes that real estate agents need to add value right now to be relevant. read more»

‘Family-friendly’ neighborhood? Expect to pay 42% more
Wed, 08 Apr 2026 15:43:45
New data shows that homes in family-friendly neighborhoods cost 42 percent more on average, highlighting how demand for top schools, safety and amenities is reshaping affordability across U.S. housing markets. read more»

Opendoor acquires part of Doma to cut refinance closing costs
Wed, 08 Apr 2026 14:30:32
The deal pairs Opendoor's closing infrastructure with Doma's AI title automation, including a Fannie Mae pilot program, extended through 2027, that has eliminated title insurance requirements for about 80 percent of eligible refinance transactions. read more»

Over 460K documents and counting: Catch up on the FTC’s legal battle with Zillow and Redfin
Wed, 08 Apr 2026 14:22:08
The FTC sued Zillow and Redfin last September over a major rental syndication deal. A new filing shows the portals have provided hundreds of thousands of documents for the case. read more»

Douglas Elliman taps Areeje Akhtar Oriol as chief of staff to CEO
Wed, 08 Apr 2026 13:07:28
Oriol brings more than 15 years of experience in luxury brand strategy and brokerage platform development to the role. read more»

Quit Googling ‘housing crash,’ economist says. It’s a correction
Wed, 08 Apr 2026 8:39:53
Economist Lisa Sturtevant says the U.S. housing market isn’t heading for a crash but a gradual correction as affordability pressures and economic uncertainty reshape buyer and seller behavior. read more»

How to find the freedom your team was supposed to provide
Wed, 08 Apr 2026 8:22:11
You built the team for freedom, but without the right financial architecture underneath it, a real estate team doesn't reduce your risk, Amanda Neely writes. It multiplies it. read more»

What you should know about Zillow Pro: ‘If you’re already married, I’m going to stop offering you dates’
Wed, 08 Apr 2026 8:00:05
In this episode of Real Estate Insiders Unfiltered, Jun Choo breaks down Zillow Pro, how it works, and why it could completely change how agents manage relationships inside the Zillow ecosystem. read more»

ChatGPT isn’t sabotaging real estate deals. It’s exposing how they’re made
Tue, 07 Apr 2026 22:19:06
The agents who will remain effective amid the rise of AI are the ones who help clients understand how to make decisions before the answer ever matters, broker Deb Siefkin writes.  read more»

The 2026 luxury playbook: What real estate agents need to know
Tue, 07 Apr 2026 16:23:55
When shopping at $5 million and above, today’s luxury homebuyers are operating at a level where precision and preparation make all the difference, CEO Daniel Ickowicz writes. read more»

Behind the scenes: Operational insights from scaling The Agency
Tue, 07 Apr 2026 16:18:44
The Agency President Rainy Hake Austin shares lessons learned from expanding into 150 offices across 14 countries. read more»

Rechat wants to capture every client conversation — and turn it into data
Tue, 07 Apr 2026 15:46:18
Rechat launches AI Memo, a built-in tool that records, transcribes and analyzes client conversations to help real estate agents improve follow-up. read more»

Rates, jobs data and stale listings cloud housing market outlook
Tue, 07 Apr 2026 15:18:44
Mortgage rates are poised for another turbulent week as markets brace for the first inflation reading since the Iran War began, with headline CPI expected to jump to 3.4 percent, up from 2.4 percent in February. read more»

Broker battles squatter in 10-month legal ordeal after buying home sight-unseen [VIDEO]
Tue, 07 Apr 2026 14:07:02
A California real estate broker endured nearly a year of legal wrangling to remove a man from her newly purchased investment property. read more»

Inman Market View: Where sellers listed in March despite higher rates
Tue, 07 Apr 2026 8:33:47
Homesellers pressed on in March despite elevated gas prices and mortgage rates. Drill down into your market and compare it to hundreds of others with Inman's interactive maps and charts. read more»

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