Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Agents break free: How non-NAR MLSs and associations are redefining independence
Wed, 28 Jan 2026 0:16:31
Contributor and broker Holly Brink says that alternative MLSs and associations across the country are offering agents the long-overdue flexibility they need. read more»

Why this vocal NAR critic thinks you should stay a Realtor
Wed, 28 Jan 2026 0:16:04
Before making a decision about Realtor membership, Darryl Davis writes, consider how foundational the National Association of Realtors is to who we are as professionals. read more»

What 19 monks walking 2,300 miles taught me about focus, presence and client management
Tue, 27 Jan 2026 22:07:25
In an industry obsessed with being "always on," Molly McKinley writes, these monastics are demonstrating something agents desperately need to relearn. read more»

When ‘off-market’ becomes the default, who really benefits?
Tue, 27 Jan 2026 21:55:35
Maybe the MLS isn’t perfect, broker Dennis Norman writes, but it’s still the only tool we have that puts listings in front of everyone, not just the ones invited behind the curtain. read more»

.Realestate expands into full branding, marketing services
Tue, 27 Jan 2026 17:26:35
The National Association of Realtors partner now offers branding and marketing services, which includes website creation, customer relationship management and AI-powered search engine optimization. read more»

Investor calls CoStar’s residential project a ‘fiasco,’ slams Homes.com spending
Tue, 27 Jan 2026 16:12:49
A major New York hedge fund has called on CoStar to divest or shut down its residential real estate business after heavy spending on Homes.com. read more»

30 years of disruption: How Inman Connect became the front row seat to a changing industry
Tue, 27 Jan 2026 9:45:51
Marc Andreessen, Charlie Rose, Arianna Huffington, Larry Page, Rich Barton, Rupert Murdoch and many others have all made headlines from the Inman Connect stage over the decades. read more»

Affordability comes from small wins, not One Big, Beautiful Bill
Tue, 27 Jan 2026 9:21:46
Progress will come from dozens of reforms — legislative, regulatory, executive and local — each removing one obstacle, lowering one cost or opening one more door, Craig Cheatham writes. read more»

How your brokerage’s audit could turn into a regulatory nightmare
Tue, 27 Jan 2026 9:00:48
In this episode of their "True Crimes" podcast, Troy Palmquist discusses real-life cases with compliance expert Summer Goralik and points out the red flags agents need to watch for to ensure their brokerage is on the up-and-up. read more»

Social media for the rest of us: A pragmatist’s view for agents
Tue, 27 Jan 2026 0:13:13
Building a social media following is not the same as being a good advisor, and views don't always translate into effective representation, Jen Berbas writes. read more»

Rocket Companies hit with lawsuit alleging mortgage steering, RESPA violations
Mon, 26 Jan 2026 22:30:13
Three homebuyer plaintiffs sued Rocket Companies on Monday, alleging the company violated RESPA through its lead referral program for real estate agents. read more»


Mentorship isn’t optional: Why new agents need guidance, guardrails
Mon, 26 Jan 2026 21:10:13
If you are new to real estate, you don’t need to know everything, Kevelyn Guzman writes. You need people who will step in, slow you down and help you see around corners. read more»

Real estate’s obsession with hustle has a hidden cost
Mon, 26 Jan 2026 20:16:56
Andrew Flachner will interview Sahil Bloom live at Inman Connect New York on how agents and leaders can rethink success in a demanding industry. read more»

Indianapolis crowned the most ‘buyer-friendly’ market in 2026
Mon, 26 Jan 2026 17:47:33
The South, Midwest and Mid-Atlantic dominated Zillow's buyer-friendly markets list, with homebuyers finding favorable pricing trends and greater negotiation leverage. read more»

Homebuyers canceled deals at their highest rate ever in December
Mon, 26 Jan 2026 16:29:59
Homebuyers in the U.S. canceled about 40,000 purchase agreements during the month of December — a record for any December dating back to at least 2017. read more»

Non-Realtor access has altered the MLS landscape. How common is it?
Mon, 26 Jan 2026 10:00:08
Since the National Association of Realtors announced its policy change, more MLSs have provided updates on their membership requirements. Here's what Intel has learned surveying hundreds of real estate agents in recent months. read more»

The Byron Effect: A legacy of leadership, service and results
Mon, 26 Jan 2026 9:30:38
The real impact of your work rarely shows up at the closing table. Instead, it echoes throughout the years as your clients live their lives and make the memories that matter to them. read more»

Equal Housing Lender. © 2018 Harbor Financial Group. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. Provided to mortgage professionals for information only and not intended or authorized for consumer or public distribution.
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