Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
AI politics reach housing finance as Fannie, Freddie drop Anthropic
Wed, 04 Mar 2026 19:00:18
The FHFA ordered Fannie Mae and Freddie Mac to sever ties with Anthropic, signaling how politics and regulation may shape AI adoption in housing finance. read more»

Assault on the MLS: How the Compass-Redfin deal threatens the open market
Wed, 04 Mar 2026 17:45:24
This isn’t about one company’s competitive edge, America Foy writes. It’s about whether the American real estate market remains an open, transparent system. read more»

Compass just declared independence from the MLS and took Redfin and Rocket with it
Wed, 04 Mar 2026 17:20:24
What does this partnership mean? Coldwell Banker agent Cara Ameer examines Compass' latest moves against "organized real estate" for answers. read more»

The real story of the MLS, and why fragmentation will hurt us all
Wed, 04 Mar 2026 17:07:12
In this episode, Leigh Brown gets candid about MLS fragmentation, cooperation and why understanding real estate history matters more than ever. read more»

Mortgage applications saw healthy boost during sub-6% rate week
Wed, 04 Mar 2026 16:13:36
Buyers responded with enthusiasm to a dip in mortgage rates last week, but this week's rate spikes and conflict in Iran could lead to a downturn in mortgage applications in weeks to come. read more»

The Compass-Rocket listing partnership has agents in ‘wait-and-see’ mode
Wed, 04 Mar 2026 9:45:37
Compass rocked the industry with a partnership that displays its coming-soon listings on Redfin. Brokers are intrigued, but unwilling to make brash business decisions in response to the move. read more»

If your listing’s not selling, it’s not always price. It’s the positioning
Wed, 04 Mar 2026 9:00:13
When a home is positioned correctly, marketing feels easy, Josh Ries writes. When it's not, no amount of exposure will be able to fix it. read more»

Why multifamily housing investors should consider Knoxville
Wed, 04 Mar 2026 0:00:46
Knoxville’s appeal to employers and job-hunters should make it attractive to investors seeking stable growth in a market that outperforms its size, Michael Zaransky writes. read more»

Plaintiffs in Zillow RESPA suit say evidence is at risk of disappearing
Tue, 03 Mar 2026 23:08:55
Attorneys for the plaintiffs in a proposed class action lawsuit say evidence includes screenshots, and numerous confidential witnesses. ‘Discovery is needed to litigate this case.’ read more»

You’re not leading, you’re hovering: How to build team accountability
Tue, 03 Mar 2026 21:58:18
The difference between a high-performing brokerage and a burned-out one often comes down to a single leadership habit, Nick Schlekeway writes. read more»

The new playbook for sustainable brokerage growth
Tue, 03 Mar 2026 21:32:52
Scaling is not about becoming the biggest real estate brokerage, writes CEO Craig Tann. It is about becoming the most intentional. read more»

See which states are looking to limit private real estate listings
Tue, 03 Mar 2026 20:49:24
Lawmakers in a growing number of states are proposing bills that would require broad public marketing of real estate listings. read more»

How I turn everyday market knowledge into scroll-stopping social content
Tue, 03 Mar 2026 19:19:57
Social media isn’t about creating something new, luxury agent Latham Jenkins writes. It’s about documenting your market, your land and your lifestyle. read more»

Mortgage rates surge upward amid Iran conflict
Tue, 03 Mar 2026 18:19:24
After a week in which the average 30-year fixed-rate mortgage rate fell below 6 percent for the first time in more than three years, rates reversed, hitting 6.15 percent on Tuesday in response to overseas conflict. read more»

AI comes into focus at Inman Connect New York 2026
Tue, 03 Mar 2026 17:05:40
Once again, the industry gathered in New York City, and AI was all the buzz. Here are just a few of the hottest takes. read more»

New anti-money laundering rule for cash purchases is now in effect
Tue, 03 Mar 2026 16:58:17
Under the new rule, when a legal entity or trust purchases a piece of residential real estate without the use of financing, closing or settlement agents must report details of the transaction. read more»

How an agent built a mom network — and a $100M real estate business
Tue, 03 Mar 2026 9:56:12
By digging into her interests, finding a niche and working her sphere, Megan Sullivan became one of Greenwich's top-earning agents, highly regarded for her off-market deals. read more»

C21 CEO: ‘The broker with the strongest recruiting mindset wins’
Tue, 03 Mar 2026 9:00:06
Recruiting is a discipline, Century 21 CEO Mike Miedler writes, in which consistency matters more than perfection and conversations create opportunity. read more»

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