Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Here’s the real secret to increasing your lead conversion rates
Mon, 15 Dec 2025 22:13:51
If you want better lead conversion rates in your real estate business, stop chasing volume, and start delivering real relevance, Josh Ries writes. read more»

Analyst: Portals like Zillow face ‘long-term risk’ from Google real estate experiment
Mon, 15 Dec 2025 20:05:30
Google is displaying real estate listings as search results in some markets — prompting questions about IDX violations and analyst speculation about risks to the portals. read more»

Zillow stalemate with Chicago’s MLS looks like it’s coming to a head
Mon, 15 Dec 2025 18:08:13
In a weekend email to its members, Chicago’s MRED MLS warned that Zillow had been contacting subscribers to say there may be "disruptions" starting in the new year. read more»

Brian Walshe found guilty of first-degree murder
Mon, 15 Dec 2025 18:01:34
The Massachusetts art fraudster has been found guilty of killing, dismembering and disposing of his wife, real estate executive Ana Walshe. read more»

From cable repo to nail tech to $50M producer in under 3 years
Mon, 15 Dec 2025 17:20:56
After several careers, Scott Poe has built a 50-agent brokerage, partnered with Zillow and Realtor.com, launched a mortgage company and architected a system designed to scale. read more»

Opendoor appoints new president and CFO
Mon, 15 Dec 2025 17:07:31
Lucas Matheson of Coinbase Canada has been named president and Christy Schwartz, who had been interim CFO, has officially been given the title on a permanent basis. read more»

Many agents contemplate leaving NAR if their MLS lifts policy: Intel
Mon, 15 Dec 2025 10:00:48
While most would stay, the share of real estate agents who say they would toss their Realtor membership if allowed is not small. Here's how some brokerages are planning to respond, and what arguments agents might find convincing, according to Intel's latest industry survey. read more»

How to get compensated when buyers ghost you: The Download
Mon, 15 Dec 2025 9:00:30
From agent commissions to a brokerage compensation dispute, find out how real estate pros are making bank and protecting their pay. read more»

When seeing is no longer believing, referrals matter more than ever
Mon, 15 Dec 2025 8:26:12
New AI technology is becoming so sophisticated, writes contributor Molly McKinley, that consumers may not recognize what's real or fake. This is a red flag for agents. read more»

Break it to make it: How one Hudson Valley brokerage recalibrated its tech for growth
Mon, 15 Dec 2025 8:04:05
Curasi Realty spent the past year recalibrating its tech, choosing tools that simplify marketing, strengthen reporting and support agent growth. read more»

7 AI prompts that will help real estate agents win big in 2026
Sun, 14 Dec 2025 9:00:41
The agents who embrace artificial intelligence, build local authority and deepen their value will dominate the next market cycle, Jimmy Burgess writes. read more»

How Netflix, Disney and OpenAI are redefining control online
Sat, 13 Dec 2025 9:08:29
From Netflix’s Warner Bros takeover to Disney’s AI partnership with OpenAI, major platforms are signaling a shift away from growth at all costs and toward tighter control over distribution and access. As consolidation, regulation and automation reshape digital power, professionals who understand where leverage lives — and how quickly it can move — will be better positioned to adapt. read more»

FHA will back loans up to $1.249M in high-cost markets next year
Fri, 12 Dec 2025 19:27:07
Popular with first-time homebuyers, FHA loans have higher delinquency rates, and borrowers are more likely to end up underwater or in foreclosure when home prices fall. read more»

Why your real estate email campaigns aren’t converting (yet) 
Fri, 12 Dec 2025 16:19:55
If your database feels cold or your emails aren’t converting, try one or more of these five strategy shifts from Josh Ries. The results might surprise you. read more»

Rate cuts, podcasts, buyer’s agents: Inman’s Top 5
Fri, 12 Dec 2025 16:12:29
Looking for a quick catch-up on the buzziest stories of the week? Here’s Inman Top 5, the most essential stories, according to Inman readers. read more»

Interactive: A reversal in this major region stalled the inventory rally
Fri, 12 Dec 2025 9:55:29
Real estate's Great Rebalancing has entered a new chapter — one in which this summer's biggest inventory engines have become a drag on active-listing growth in the fall. read more»

$200K per year by Year 3: From part-time agent to powerhouse
Fri, 12 Dec 2025 9:00:30
If you’re looking to go full-time in real estate, Josh Ries writes, take a page out of Emily Nguyen’s playbook: Start with service, show up with value and when the time is right, jump in all the way. read more»

Transforming agent marketing: Task-bound to scalable systems
Fri, 12 Dec 2025 2:06:12
Troy Palmquist talks with marketing directors about the evolving role of martech and how it can empower agents to build their brand within the brokerage. read more»

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