Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

leftnav photo




Real Estate News
Forget scripts. Authenticity drives real estate marketing results
Thu, 09 Apr 2026 21:01:57
Expert Meriam Mellal says that as trust becomes harder to earn, authenticity becomes agents' most valuable marketing asset. read more»

My move-up moment: Raising your hand to lead
Thu, 09 Apr 2026 20:14:47
Taking on the challenges of leadership makes you a real estate professional instead of a real estate participant, Sean Shariati writes. read more»

After years of powering real estate, the MLS faces its biggest challenge
Thu, 09 Apr 2026 20:03:12
Cooperation among brokers in a shared marketplace remains one of the most powerful ideas the real estate industry has developed, broker-owner Dennis Norman writes. read more»

If real estate agents don’t matter, why are FSBOs at an all-time low?
Thu, 09 Apr 2026 19:43:58
Real estate professionals aren’t just opening doors, Lori Muller writes. They are guiding people through one of the most complex financial and legal transactions of their lives. read more»

The Fed is putting rate hikes back on the table. Here’s what that means for agents
Thu, 09 Apr 2026 15:55:52
Some policymakers raised the possibility of rate increases if inflation proves more stubborn than expected. read more»

Michael Valdes on consolidation, profitability and what real estate agents must do next
Thu, 09 Apr 2026 15:44:42
The CEO of LPT International shares insights on consolidation, profitability, and growth, and how Inman’s advisory board is shaping the Inman Connect San Diego agenda. read more»

Better slashes costs, exits UK in push to reach profitability
Thu, 09 Apr 2026 15:14:15
Better Home Finance is selling its U.K. bank, raising $60 million, and cutting costs as it restructures, boosts liquidity, and targets profitability by 2026. read more»

Iran war, high rates chill pending home sales
Thu, 09 Apr 2026 13:49:33
The Iran war sent mortgage rates surging and homebuyers retreating in the four weeks ending April 5, with pending home sales falling 2.4 percent year over year — the biggest decline in three months. read more»

Rex Heuermann pleads guilty to series of Long Island murders
Thu, 09 Apr 2026 13:49:08
In a surprise twist, aside from the seven murders he was charged with, Heuermann admitted to intentionally causing the death of Karen Vergata, an eighth victim who disappeared in 1996 and was not identified until 2023. read more»

The proptech funding rebound is real — but more selective than ever
Thu, 09 Apr 2026 13:38:11
Proptech investment surged to $3.3 billion in Q1 2026, but capital is concentrating in fewer large deals as debt and private equity reshape the funding landscape. read more»

‘People are praying for a crash’: Why housing doomers keep getting louder
Thu, 09 Apr 2026 8:45:40
Housing analyst Ricky Carruth pushes back on crash predictions, arguing today’s market is defined by strong fundamentals. read more»

What NASA’s Artemis II reveals about agents who go the distance
Thu, 09 Apr 2026 8:00:48
The capsule's name, Integrity, is what separates agents who build lasting careers from those who flame out after a few years, coach Darryl Davis writes. read more»

The real estate ‘easy button’ doesn’t exist
Thu, 09 Apr 2026 7:57:37
Success in real estate doesn't come from luck or an easy button, Lori Muller writes. It comes by doing the work that others avoid. read more»

Fiduciary duty doesn’t mean what you think it means
Wed, 08 Apr 2026 19:54:13
Find out how the real estate industry's most powerful legal term is being weaponized and why consumers are paying the price. read more»

10 hot income tax strategies that can save money on your return
Wed, 08 Apr 2026 19:41:45
Use this list to determine where you are paying the IRS more than you should and to protect your personal and business finances, trainer Bernice Ross writes. read more»

Zillow ‘knows its role’ in the industry: Jun Choo
Wed, 08 Apr 2026 18:22:50
Zillow Chief Operating Officer Jun Choo talks artificial intelligence, Zillow Preview and the portal's continued commitment to listing "transparency." read more»

If you need to ‘add value’ at the end, you’re already behind
Wed, 08 Apr 2026 16:18:20
Contributor Deb Siefkin writes that real estate agents need to add value right now to be relevant. read more»

‘Family-friendly’ neighborhood? Expect to pay 42% more
Wed, 08 Apr 2026 15:43:45
New data shows that homes in family-friendly neighborhoods cost 42 percent more on average, highlighting how demand for top schools, safety and amenities is reshaping affordability across U.S. housing markets. read more»

Equal Housing Lender. © 2018 Harbor Financial Group. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. Provided to mortgage professionals for information only and not intended or authorized for consumer or public distribution.
© 2018 Agent Image All rights reserved. | Terms | Sitemap Design by Agent Image - Real Estate Web Site Design