Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Sold in a week or sitting for months: The market’s growing divide
Fri, 24 Apr 2026 13:47:52
In the fastest markets, more than 1 in 3 homes sell within a week. In the slowest, listings sit for months, Zillow's latest data finds. read more»

Chicago MLS expands private listing network nationwide, teams up with Compass
Fri, 24 Apr 2026 11:00:22
MRED will offer any licensed agent at a brokerage access to its Private Listing Network that allows for pre-marketed listings. read more»

Prepping for ‘squeeze-flation’ summer: 3 strategies to sweeten up a sour market outlook
Fri, 24 Apr 2026 8:00:50
If you're already trying to save your summer pipeline, Rachael Hite writes, it's time to get started. Let's talk about the market shift. read more»

How the right lender can help you build your real estate business
Fri, 24 Apr 2026 8:00:30
Your preferred lender should be a strategic extension of your business, coach Darryl Davis writes: someone actively invested in your growth and your clients' success. read more»

Your answer to this one question can make or break your business
Fri, 24 Apr 2026 8:00:21
There's one question that real estate professionals are asked more than any other, and the way you answer it changes everything, Jimmy Burgess writes. read more»

Brian Buffini transitions to chairman of Buffini & Company as Darin Dawson takes CEO role
Thu, 23 Apr 2026 20:00:25
Buffini & Company has named Darin Dawson its new CEO while founder Brian Buffini steps into a chairman role, a leadership shift the Carlsbad, California-based coaching company says is designed to drive its next era of growth. read more»

What high-performing agents get wrong about imposter syndrome
Thu, 23 Apr 2026 19:03:19
Stop worrying about the way you feel about your performance, Julie Escobar writes, and start looking at the ways you've proven your expertise in the past. read more»

There are 2 kinds of agents. The market now prices them differently
Thu, 23 Apr 2026 18:40:21
Agents are experiencing a shift from being compensated for participating in the transaction to being compensated for how they shape the decisions that lead to it, broker-owner Deb Siefkin. read more»

Listing agents create the value, but who gets the opportunity?
Thu, 23 Apr 2026 18:31:34
If listings are the foundation of the real estate market, why are so many decisions being made without agent input? Robert Smith asks. read more»

More than 1 in 3 homesellers is giving up a sub-5% rate this spring
Thu, 23 Apr 2026 16:12:50
More than a third of homesellers working with Coldwell Banker-affiliated agents hold mortgage rates below 5 percent and are still planning to list this spring, new survey data shows, an early sign the lock-in effect may be loosening. read more»

Brands by Integra enters Arizona with CITIEA partnership
Thu, 23 Apr 2026 16:00:46
Brands by Integra has acquired Phoenix brokerage CITIEA, marking the national network's first Arizona deal and the start of a planned southwest expansion. The partnership brings 72SOLD founder Greg Hague into a national listing strategy role and adds CITIEA's nearly 1,700 annual transactions and approximately $1 billion in volume to Brands by Integra's 18-state platform. read more»

Rising property taxes stretch household budgets thin (VIDEO)
Thu, 23 Apr 2026 15:10:36
Property taxes are rising fast in 2026, shocking homeowners and straining budgets. Most still aren’t appealing their tax bills despite growing pressure. read more»

Compass International Holdings execs: Consolidation must deliver real results
Thu, 23 Apr 2026 15:08:34
Compass International Holdings Brands and Century 21 execs say the future of consolidation hinges on unified tech platforms, stronger agent support and measurable consumer value. read more»

How brokerage owners can optimize per-agent margins
Thu, 23 Apr 2026 8:00:40
Once recruiting is done, it's time for brokers to start looking at the amount of income they're making per agent, Joe Killinger writes. read more»

NAR’s Yun has a new 2026 prediction: a slower, less certain market recovery
Thu, 23 Apr 2026 8:00:02
NAR's Lawrence Yun outlines a cautious 2026 housing market outlook, citing mortgage rate volatility, oil price shocks and shifting consumer sentiment as key forces shaping a slower, uncertain recovery. read more»

Your real estate clients aren’t hiring you to be yourself
Wed, 22 Apr 2026 22:47:05
Authenticity opens the door. Broker-owner Deb Siefkin shares what actually carries the conversation when the decision gets difficult. read more»

Rezora IO wants to give real estate agents their time back
Wed, 22 Apr 2026 21:43:54
Founder Aidan Richards tells Troy Palmquist the company is not trying to replace the agent. It is trying to take one of the most repetitive, frustrating parts of the job and make it more scalable.  read more»

FHFA, HUD approve VantageScore 4.0 for government-backed loans
Wed, 22 Apr 2026 20:55:33
VantageScore 4.0 will now be accepted by Fannie Mae and Freddie Mac, with the Federal Housing Administration also moving to adopt the model. read more»

Equal Housing Lender. © 2018 Harbor Financial Group. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. Provided to mortgage professionals for information only and not intended or authorized for consumer or public distribution.
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