Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Farming isn’t dead. Here are 5 strategies that work in 2026
Tue, 20 Jan 2026 23:04:08
Coach Darryl Davis writes that an effective farming plan for listing lead gen is essential for shortening the road from "Who are you?" to "How can you help me?" read more»

NAR vows to make sure ‘every dollar is justified’
Tue, 20 Jan 2026 18:14:27
The National Association of Realtors released its 2025 Annual Report on Tuesday, which reflected on industry pressure points and how NAR is refocusing on helping Realtors "thrive in their day-to-day businesses." read more»

The anti-recruiting strategy behind this 175-agent, $545M team
Tue, 20 Jan 2026 17:30:18
Colby Culbertson left a cushy Zillow gig, jumped back into production and built one of Northern California’s top real estate teams — scaling from six to 175 agents in just five years. read more»

Sellers outnumber buyers as home prices barely inch up
Tue, 20 Jan 2026 16:55:01
There were roughly 47 percent more homesellers than buyers in the market in December as home prices ticked up by just 2.2 percent year over year, according to new data from Redfin. read more»

If not Zillow, then who? Agents spar over preferred portal-war victors
Tue, 20 Jan 2026 10:00:00
Real estate agents have strong opinions on each of the major players in the so-called "portal wars" between Zillow and its competitors. Intel asked who agents want at the center of the home search. read more»

How strict are the MLSs? Here’s how Compass saw it
Tue, 20 Jan 2026 9:45:46
As it geared up to fight for rules that were favorable to its private listings strategy, Compass set out to understand where hundreds of MLSs stood — and to create a 1-to-5 ranking system. read more»

When it comes to private listings, choice isn’t the same as freedom
Tue, 20 Jan 2026 9:00:14
Transparency and fairness are essential in the face of increasing industry consolidation and the growth of private listing networks, indie CEO Dezireh Eyn writes. read more»

Homebuyers don’t need motivation. They need leadership
Tue, 20 Jan 2026 9:00:10
If your buyer clients keep stalling, ghosting or drifting, don't reach for better scripts, lead-gen expert Josh Ries writes. Reach for a better process. read more»

Relationships before Reels: Why real estate still runs on connection
Tue, 20 Jan 2026 9:00:00
At its core, real estate hasn’t changed much at all, writes broker-owner Emily Askin. It’s still about showing up for people, building trust and staying connected long after the closing table. read more»

State government wades into the private listing fight: The Download
Mon, 19 Jan 2026 9:00:28
The debate around public vs. private listings is moving from dueling op-eds to the Washington statehouse with a new bill seeking to limit the practice. read more»

Honoring Dr. King’s legacy through the work of homeownership
Mon, 19 Jan 2026 9:00:17
When agents, brokers, and industry leaders lead with integrity and purpose, homeownership becomes more than a transaction, Julia Lashay Israel writes. It becomes a pathway to stability, dignity and possibility. read more»

‘Where do we go from here?’ 6 actions real estate agents can take to keep MLK’s dream alive in 2026
Mon, 19 Jan 2026 9:00:07
Contributor Dr. Lee Davenport writes that real estate agents have a responsibility to answer Dr. King's 1967 rhetorical question, "Where do we go from here?" with action, not complacency. read more»

Real estate recruiting is broken. Why fixing it actually matters right now
Mon, 19 Jan 2026 8:02:36
Why the teams and brokerages that build recruiting infrastructure now will dominate when transaction volume returns. read more»

7 lead-gen strategies to ignite your real estate business in 2026
Sun, 18 Jan 2026 9:00:44
If you want 2026 to be your best year ever, you will need to generate and convert more leads than you’ve done in the past. Jimmy Burgess shows you how. read more»

What Liquid Death and E.L.F. can teach agents about standing out
Sat, 17 Jan 2026 10:00:26
As feeds get noisier and platforms more unpredictable, the brands that stand out are taking risks. From Liquid Death and E.L.F.’s culture-first approach to shifts in discovery, AI and visual storytelling, the real advantage is clarity — not scale — and a point of view audiences can recognize and trust. read more»

Building a digital profile that works: Now Streaming
Fri, 16 Jan 2026 19:43:51
Learn what it takes to create a smart and effective digital footprint with help from these real estate industry heavyweights. read more»

Long Island attorney accused of gambling away $750K earmarked for his client’s home purchase
Fri, 16 Jan 2026 18:06:47
Lawyer Peter Giattino is facing felony charges for allegedly stealing $750,000 from a real estate client. He's accused of spending the funds on gambling and other personal expenses. read more»

Need a mortgage? Have crypto? Now you’re in luck
Fri, 16 Jan 2026 17:43:39
Mortgage lender Newrez announced this week that it'll let would-be borrowers count their crypto assets when qualifying for a loan. The company said it's the first major lender to make such a move. read more»

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