Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
60-minute video system to lead gen and build trust: Now Streaming
Fri, 03 Apr 2026 18:27:36
Marketing expert Katie Lance shares a simple strategy for generating leads and building trust without a significant time investment. read more»

Lofty launches AI tool to turn CRM contacts into seller leads
Fri, 03 Apr 2026 17:43:44
Lofty launches Homeowner Agent, an AI tool that identifies seller intent in CRM databases and automates lead nurturing to help agents win more listings. read more»

Coming soons, vanishing MLSs, commissions stickiness: Top 5
Fri, 03 Apr 2026 16:14:59
Looking for a quick catch-up on the buzziest stories of the week? Here’s Inman Top 5, the most essential stories, according to Inman readers. read more»

NWMLS blasts Compass’ ‘Orwellian’ listing strategy in new legal filing
Fri, 03 Apr 2026 16:10:22
NWMLS is escalating its legal battle with Compass, filing federal counterclaims that accuse the brokerage of a deceptive listings strategy. read more»

Job cuts climb in March, with AI emerging as a growing factor
Fri, 03 Apr 2026 14:40:15
U.S. job cuts rose in March, and AI emerged as a key driver, while layoffs spread across industries and hiring rebounded on seasonal demand. read more»

NAR cuts volunteer committees, tightens application processes
Fri, 03 Apr 2026 14:38:46
The National Association of Realtors is eliminating eight volunteer committees, while tightening guidelines for who can apply to serve on the ones that remain — the first phase of a broader governance overhaul tied to its 2026–2028 Strategic Plan. read more»

New England broker pleads guilty in $11.6M embezzlement scheme
Fri, 03 Apr 2026 14:14:15
Boston broker-owner Stephen Webster pled guilty to embezzling from escrow accounts and stiffing agents on their commissions. read more»

Discover your favorite home style with this quiz
Fri, 03 Apr 2026 8:55:22
Not sure what your favorite architectural style is called? This one-minute quiz will help you figure it. read more»

NAR thought home sales would spike this year. Not anymore, thanks to volatile mortgage rates
Fri, 03 Apr 2026 8:45:14
The market reaction to Trump’s war in Iran sent mortgage rates sharply higher. NAR will revise its bullish 14 percent sales jump as a result. read more»

‘Coming soon’ was a good idea. What we’ve done to it isn’t
Fri, 03 Apr 2026 8:00:13
Coach Darryl Davis writes that an honest assessment of how "coming soon" status is being used to undermine seller choice is essential for building trust with consumers. read more»

Pre-listing prep matters more than where the listing goes live
Thu, 02 Apr 2026 23:29:53
The real estate industry is focused on where listings appear, Deb Siefkin writes, but the real outcomes are decided long before that. read more»

How to cultivate your team with purpose to build a brand that lasts
Thu, 02 Apr 2026 22:31:00
If you're ready to grow beyond the solo-agent model, team leader Rebecca Francis offers advice and some red-flag warnings. read more»

Referral brokerage: Real estate’s most-overlooked income model 
Thu, 02 Apr 2026 19:13:48
Shifting the way you work? Contributor Kam Kang shares a strategy to ensure you never leave a commission on the table. read more»

Rising prices, cooling demand: Interest rates hit a 6-month high
Thu, 02 Apr 2026 16:11:33
For the first time since October, the monthly cost of buying a home increased, a consequence of the Iran war driving mortgage rates to a six-month high. read more»

Do abortion bans affect housing markets? New data says ‘yes’
Thu, 02 Apr 2026 15:56:45
New research shows abortion bans may be reshaping housing markets, with slower rent growth and rising vacancies in affected states after Dobbs. read more»

Mortgage firm Lower debuts ‘limited-access’ referral program
Thu, 02 Apr 2026 13:00:22
Lower has officially launched Movoto Advantage, a program that connects vetted agents with buyers and sellers. The firm had a limited rollout in fall 2025. read more»

This state is moving to tax millionaires. Will others follow?
Thu, 02 Apr 2026 8:45:55
Washington Gov. Bob Ferguson signed a 9.9 percent tax on household income above $1 million this week, making his state the most concrete test case yet for a policy idea spreading rapidly through many states. read more»

There’s a new listings category. I’m calling it the company FSBO
Thu, 02 Apr 2026 8:00:46
A company FSBO, dressed up in the language of seller choice, is still a restricted buyer pool, Darryl Davis writes, and we’ve known for a long time what restricted buyer pools produce. read more»

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