Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
The San Francisco housing market is unhinged. Now it’s also a game
Tue, 05 May 2026 16:13:06
TurboHome is betting that the best way to teach people about San Francisco’s brutal housing market is to make them guess their way through it. The AI-powered homebuying startup is set to launch TurboHome Markets, a free daily prediction game that asks users to forecast the final sale prices of five active San Francisco listings […] read more»

Alexia Umansky on life after ‘Buying Beverly Hills’
Tue, 05 May 2026 14:42:41
Alexia Umansky spills the tea on what’s happened since "Buying Beverly Hills," the best advice her dad’s given her and what happens to The Agency post-divorce. read more»

Agent and loan officer sentenced in $17M Ponzi scheme
Tue, 05 May 2026 13:51:48
Robert Christensen and Anthony Matic spent investor money on casino trips, a whiskey club, massages and cryotherapy. read more»

Experts say MLS competition, consolidation to heat up after nationwide expansion
Tue, 05 May 2026 8:45:08
Industry experts say the wave of MLS consolidation is poised to continue, competition to heat up after two major MLSs expanded beyond their regions. read more»

Consolidation is about speed, not size, as the fast eat the slow
Tue, 05 May 2026 8:00:37
Zac Kennedy describes what Rocket, Redfin, Real and REMAX are actually building — and why your current business model can't ignore it. read more»

Want to speak at Inman Connect San Diego? Submit yourself as a speaker!
Tue, 05 May 2026 8:00:34
Inman is now accepting speaker applications for ICSD, taking place July 28-30, 2026, at the Marriott Marquis San Diego Marina. read more»

The Iran War’s impact on the US housing market, explained
Mon, 04 May 2026 19:57:19
Mortgage and credit experts explain what buyers, sellers and agents should expect from the Iran war's impact — and what to do now. read more»

The credit stress signals that housing headlines are missing
Mon, 04 May 2026 19:38:14
New contributor Michael Krein, president of the REO Broker’s Association, says agents need to start paying attention to how credit-stressed consumers are right now. read more»

Understanding ‘expectation drift’ before it derails your closings
Mon, 04 May 2026 19:20:22
Strong agents don’t just react when problems arise, coach Verl Workman writes. They align expectations before the stress hits. read more»

MRED goes national: The quiet dismantling of our MLS system
Mon, 04 May 2026 19:12:37
MRED going national is not innovation, coach Darryl Davis writes. It is the beginning of the end of the guardrails provided by local MLSs. read more»

From efficiency to growth: Where to reinvest the hours AI returns
Mon, 04 May 2026 18:57:48
If AI gave you 10 hours back this week, Jason Waugh asks, what would you do with them? Be sure you're investing those hours where they'll compound. read more»

Almost half of Americans push back on AI data centers: Redfin
Mon, 04 May 2026 15:50:36
AI data centers are edging out apartments as the development Americans least want next door. Nearly half of U.S. residents oppose construction of an AI data center in their neighborhood, while 38 percent support it, according to a Redfin-commissioned survey. read more»

Brown Harris Stevens, FirstTeam choose collaboration over brokerage consolidation
Mon, 04 May 2026 15:00:36
Two of the nation's largest independent brokerages are joining forces on a multi-year marketing partnership — and say the model could offer a blueprint for other independents facing consolidation pressure. read more»

The Iran war has the Fed reconsidering rate hikes — and more divided than ever
Mon, 04 May 2026 14:24:06
The Fed held rates on Wednesday in its most divided vote in decades. Three dissenters say the Iran oil shock has changed the math. read more»

It takes 2: Real estate’s biggest new hires and moves
Mon, 04 May 2026 9:00:57
Century 21, Engel & Völkers, eXp Realty and other industry brands all made moves last week amid continuing consolidation. read more»

What Anywhere’s tech onboarding signals for REMAX agents: Intel
Mon, 04 May 2026 9:00:28
No one is being forced to switch tech platforms. But both Compass and the Real Brokerage face incentives to persuade. read more»

Instagram cracks down, Meta doubles down, Vine comes back
Mon, 04 May 2026 8:49:31
The platforms are done being passive about what gets rewarded. Instagram is restricting reposts, Meta is tightening partnership content standards and new research is poking holes in the demographic targeting assumptions most agents are still operating on. read more»

Real-REMAX and the state of real estate industry consolidation
Mon, 04 May 2026 8:20:52
As the story behind the merger continues to unfold, Inman is bringing you news from all angles to help you make sense of the changes. read more»

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