Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
Wed, 26 Nov 2025 21:48:28
One of four Democrats subjected to criminal referrals by Pulte, Swalwell claims FHFA director "exercises unchecked control" over the mortgage giants and has abused his position by scouring their databases to concoct unfounded accusations of mortgage fraud. read more»

Homebuyers came out in force last week, and rates are trending down
Wed, 26 Nov 2025 19:31:44
Applications for purchase mortgages hit a seasonally adjusted 2025 high last week, with FHA, VA, and USDA applications for less pricey homes driving the surge. read more»

After failed NAR vote, brokerages beef up referral disclosures
Wed, 26 Nov 2025 18:26:21
After the National Association of Realtors failed to pass a broad referral disclosure requirement, some major real estate players are embracing transparency on their own. read more»

The most iconic house in Los Angeles is now for sale
Wed, 26 Nov 2025 16:03:03
The Stahl House is perched above the city in the Hollywood Hills, and it's one of California's most famous pieces of architecture. It can be yours — for a hefty sum. read more»

October was another slow month for pending home sales
Wed, 26 Nov 2025 15:21:10
New data shows that pending sales were down in October. The West was especially hard hit, though one region eked out a strong performance. read more»

More MLSs are moving to provide non-Realtors with access
Wed, 26 Nov 2025 9:45:34
"Maybe it’s time." In the wake of a recent change by the National Association of Realtors, more multiple listing services may explore ways to provide access to non-Realtors. read more»

Why I’m still grateful to be a real estate professional
Wed, 26 Nov 2025 9:00:55
As we step into the season of giving and gratitude, Lori Muller writes that it's a good time to reflect on all that the industry gives us, so we can give back to others. read more»

From near collapse to $5B in sales: The big switch this broker made
Wed, 26 Nov 2025 9:00:27
On this episode of Real Estate Insiders Unfiltered, 43-year veteran Phillip Cantrell gets candid about his growth journey, from losing half his agents to building a brokerage of 2,000 agents in multiple states, with nearly $5B in annual sales. read more»

What it takes to build a $100M real estate brand with heart
Tue, 25 Nov 2025 23:39:01
Coach Melanie Klein shares the growth journey of O'Connor Estates, a Brentwood, California, real estate team that's making waves for all the right reasons. read more»

Fannie and Freddie cleared to back loans of up to $832,750 in 2026
Tue, 25 Nov 2025 22:09:13
The $26,250 increase in Fannie and Freddie’s baseline single-family conforming loan limit is the smallest since 2020, but pushes the ceiling in high-cost markets to $1,249,125. read more»

Why 2026 will reward those who plan with precision, not emotion: Mauricio Umansky
Tue, 25 Nov 2025 21:15:16
The strategy for 2026 from Mauricio Umansky? Plan with precision, build brands that command attention, invest in relationships, and sharpen skills to create irreplaceable value. read more»

Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
Tue, 25 Nov 2025 21:02:49
Christine Bish, a Realtor in California's Sacramento Valley, sent a trove of documents to FHFA Director Bill Pulte. Now the DoJ, FBI and FHFA want to know who else she's talked to. read more»

Zillow’s SkyTour uses complex 3D tech to simplify home search
Tue, 25 Nov 2025 20:24:02
Zillow Skytour has been released and relies on an obscure 3D capture technology called Gaussian splatting to offer navigable aerial home views. read more»

If price is king, why do we even market new listings?
Tue, 25 Nov 2025 19:00:59
If pricing is the engine for selling a listing, Josh Ries writes, marketing is the steering wheel. Together, they keep the deal moving forward. read more»

Luxury’s next phase: What the 2026 buyer really wants
Tue, 25 Nov 2025 18:01:21
Luxury real estate is entering a more human-centered era, The Agency's Rainy Hake Austin writes. The home of 2026 is intelligent, restorative and deeply personal. read more»

Keller Williams expands overseas once again
Tue, 25 Nov 2025 17:00:38
Amid a push across the globe, Keller Williams has awarded a new master franchise in Uzbekistan, a land-locked central Asian country north of Turkmenistan and south of Kazakhstan. read more»

Delistings and discounts jump as holiday season approaches
Tue, 25 Nov 2025 15:48:51
Early fall numbers are in, reflecting a proliferation of stale listings, delistings and deep discounts to get sellers to the closing table. read more»

‘More persistent headwinds’ plague housing market as prices barely budge
Tue, 25 Nov 2025 15:44:31
The latest numbers from the Case-Shiller Index show weak price growth in September. One expert even warned of "outright decline" in some markets. read more»

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