Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Buyer momentum builds, but it’s far from universal
Mon, 13 Apr 2026 16:21:07
More than 60 percent of major U.S. housing markets are shifting toward buyers, as Realtor.com’s new Market Clock highlights a growing divide between regions and evolving local conditions. read more»

CoStar scores win as activist investor drops Homes.com fight
Mon, 13 Apr 2026 15:46:26
The hedge fund Third Point was one of two major players that was strongly critical of CoStar’s attempt to compete with three leading residential real estate portals read more»

Existing-home sales fell 3.6% in March as buyer confidence erodes
Mon, 13 Apr 2026 15:24:09
Sales dropped in every region of the country in March, yet the median existing-home price climbed to a record high for the month — the 33rd consecutive month of year-over-year price gains, according to NAR's latest existing-home sales report. read more»

America’s debt problem could keep mortgage rates high
Mon, 13 Apr 2026 14:07:31
The next obstacle to affordable housing may not be inflation or the Federal Reserve — it could be Washington's $38 trillion debt burden, experts say. read more»

Why crypto-backed mortgages aren’t quite mainstream — yet
Mon, 13 Apr 2026 13:58:46
Crypto-backed mortgages are emerging as an alternative for Bitcoin-rich buyers, but regulation and underwriting rules still constrain growth. read more»

Serial scammer accused of defrauding real estate pros
Mon, 13 Apr 2026 13:48:21
Sean McClay allegedly swindled 17 real estate investors out of more than $1.4 million. His victims have been described as a group of "sophisticated, knowledgeable real estate professionals." read more»

New pre-marketing platforms face trust issues, adoption hurdles: Intel
Mon, 13 Apr 2026 9:00:28
Many real estate agents tell Intel that newly announced partnerships to plug "coming soon" listings won't change how they do business. read more»

Will global upheaval tank the spring market? The Download
Mon, 13 Apr 2026 8:43:51
Find out how the war in Iran, fuel shortages and other international uncertainty will affect the spring real estate market. read more»

What you don’t know about down payment programs could cost your clients $18,000
Mon, 13 Apr 2026 8:00:54
In this episode, Rob Chrane, CEO of Down Payment Resource, and Mosi Gatling, New American Funding, break down why buyers are missing an average of $18,000 and how agents are often the reason. read more»

‘Carl’s a mess’ trend shows how conversation outperforms content
Mon, 13 Apr 2026 8:00:42
A viral reality TV moment, new LinkedIn data and Facebook engagement insights all show how conversation is driving reach more than content alone. read more»

The 3-step framework that helps agents break out of a slump
Sun, 12 Apr 2026 8:00:10
The actions that will help you break through a plateau align with a framework that has stood the test of time: ask, seek, knock, Jimmy Burgess writes. read more»

Are we using AI to build our business — or replace it?
Sat, 11 Apr 2026 20:23:15
What do we believe the role of a real estate professional truly is, Lori Muller asks, and what happens if we start replacing that role with something that was never designed to fulfill it? read more»

March CPI jumps 0.9% as gas prices surge on Iran conflict
Fri, 10 Apr 2026 20:37:34
The Consumer Price Index rose 0.9 percent in March, its largest monthly gain since June 2022, as a 21.2 percent surge in gasoline prices — the biggest single-month increase in the index's history — accounted for nearly three-quarters of the monthly increase, the Bureau of Labor Statistics reported. read more»

NAR reaches $52.25M settlement in buy-side commission case
Fri, 10 Apr 2026 18:59:56
The organization announced on Friday that it had reached a broad agreement to protect members and MLSs from buyer-led cases. No new practice changes will be required. read more»

New home team: Real estate’s biggest new hires and moves
Fri, 10 Apr 2026 17:27:07
Century 21, Compass, Douglas Elliman and other real estate industry brands made moves during the past week. read more»

The hottest and coldest housing markets of 2026, ranked
Fri, 10 Apr 2026 17:19:21
New data ranks the hottest and coolest housing markets in 2026, highlighting a shift toward supply-constrained cities and cooling Sun Belt metros. read more»

NWMLS vs. Compass, NAR’s outlook, Umansky’s advice: Top 5
Fri, 10 Apr 2026 16:39:13
Looking for a quick catch-up on the buzziest stories of the week? Here’s Inman Top 5, the most essential stories, according to Inman readers. read more»

Building a business that runs smarter (not harder): Streaming
Fri, 10 Apr 2026 15:28:46
Learn to use advances in artificial intelligence to streamline and supercharge every element of your business operations. read more»

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