Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
The market keeps tipping toward a pool of reluctant buyers
Fri, 06 Mar 2026 16:13:07
Mortgage rates and the median listing price are down while active inventory is up year over year, but more positive movement may be required for hesitant buyers this spring. read more»

Manning up on LinkedIn: Does the social media platform favor masculine profiles?
Fri, 06 Mar 2026 9:30:13
Can changing your gender on LinkedIn lead to a measurable increase in traffic and visibility? Rachael Hite set out to find out. read more»

Compass is rethinking how inventory reaches consumers, and that’s long overdue
Fri, 06 Mar 2026 9:00:59
Standing still is not a strategy, Compass team lead Angela Morsa writes. Compass is bringing necessary new innovations to the practice of real estate. read more»

Afraid to call FSBOs? The truth about the Do-Not-Call list
Fri, 06 Mar 2026 0:16:34
The Do-Not-Call list isn't the barrier many agents assume. Coach Darryl Davis breaks down the law — and why avoiding these calls hurts both you and the seller. read more»

Beyond pre-approval: How to bulletproof your buyer in a competitive market
Thu, 05 Mar 2026 22:15:18
Lending expert Sofia Nadjibi offers insight for creating stronger buyer offers and greater negotiating leverage. read more»

NAR releases statement on coming soon listings and public marketing
Thu, 05 Mar 2026 20:02:03
Without commenting directly on the Compass-Rocket partnership, the National Association of Realtors noted it has no policy on coming soon listings and reaffirmed support of the MLS. read more»

Spring market shows early signs of green shoots
Thu, 05 Mar 2026 19:10:07
Early data shows that existing-home sales were up in February and that relistings are experiencing a surge, signaling consumer confidence in the market. read more»

‘Full transparency is the strongest mechanism for serving buyers and sellers’: Windermere’s OB Jacobi
Thu, 05 Mar 2026 17:08:31
Consumers are best served by openness, the Windermere co-President writes, not by being made guinea pigs for strategies that may or may not benefit them. read more»

Tracy Tutor sues Oren Alexander as jury deliberates federal case
Thu, 05 Mar 2026 16:02:00
The luxury broker and "Million Dollar Listing" star alleged she was drugged by Oren Alexander and sexually assaulted by him and another unnamed man during a Douglas Elliman recruiting event in 2014. read more»

5 ways to show up, so your real estate business blows up
Thu, 05 Mar 2026 9:00:38
Explosive professional growth isn’t magic, Jimmy Burgess writes. Its momentum is created by showing up in ways others choose not to. read more»

If I were starting my real estate career in 2026, here’s exactly what I would do
Thu, 05 Mar 2026 9:00:06
Forget building fast. Build strong, brokerage president Lori Muller writes. Because the ceiling in real estate isn’t determined by the market — it’s determined by discipline. read more»

NWMLS wants to use a Zillow ruling in its battle with Compass
Wed, 04 Mar 2026 21:51:21
The Seattle-based MLS argued that a ruling in a case involving Zillow has parallels to its own legal battle against Compass. read more»

A 4.99% mortgage? This company says they’ll offer it soon
Wed, 04 Mar 2026 19:27:01
A week after announcing a new in-house mortgage product, Opendoor has another move up its sleeve — 4.99 percent mortgages. The company's CEO said the offering has "obvious scale advantages." read more»

AI politics reach housing finance as Fannie, Freddie drop Anthropic
Wed, 04 Mar 2026 19:00:18
The FHFA ordered Fannie Mae and Freddie Mac to sever ties with Anthropic, signaling how politics and regulation may shape AI adoption in housing finance. read more»

Assault on the MLS: How the Compass-Redfin deal threatens the open market
Wed, 04 Mar 2026 17:45:24
This isn’t about one company’s competitive edge, America Foy writes. It’s about whether the American real estate market remains an open, transparent system. read more»

Compass just declared independence from the MLS and took Redfin and Rocket with it
Wed, 04 Mar 2026 17:20:24
What does this partnership mean? Coldwell Banker agent Cara Ameer examines Compass' latest moves against "organized real estate" for answers. read more»

The real story of the MLS, and why fragmentation will hurt us all
Wed, 04 Mar 2026 17:07:12
In this episode, Leigh Brown gets candid about MLS fragmentation, cooperation and why understanding real estate history matters more than ever. read more»

Mortgage applications saw healthy boost during sub-6% rate week
Wed, 04 Mar 2026 16:13:36
Buyers responded with enthusiasm to a dip in mortgage rates last week, but this week's rate spikes and conflict in Iran could lead to a downturn in mortgage applications in weeks to come. read more»

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