Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

leftnav photo




Real Estate News
Yet another report says the real estate market is sputtering
Mon, 22 Dec 2025 16:17:30
Redfin reported that both buyers and sellers are in retreat, active and new listings fell in November, and, ultimately, 2025 will be comparable to the slowest year for real estate in decades. read more»

How this Atlanta agent beats the plateau trap and keeps on growing
Mon, 22 Dec 2025 10:00:55
By changing and setting new goals, building an excellent team and crafting new skillsets, Bonneau Ansley continues to grow his business consistently. read more»

More agents pondered an exit from real estate in 2025. Intel asks why.
Mon, 22 Dec 2025 9:50:22
The share of real estate agents in November who said they've considered leaving the industry was one-and-a-half times what surveys showed heading into 2025. Here's what's weighing on them. read more»

How to convert renters into buyers in 2026
Mon, 22 Dec 2025 9:01:23
Many agents are scrambling to finish 2025 strong, but this simple educational campaign takes little time to prepare and yields year-long referrals, writes broker America Foy. read more»

This team will do 500+ deals in 2025. Take a look at their playbook
Mon, 22 Dec 2025 9:00:34
Tom Toole leads a 50-agent team in Philadelphia. On this episode, he breaks down his three lead pillar system, how he increased sphere deals by 42 percent in one year and the tech stack running it all. read more»

How Google could become real estate’s next big gatekeeper
Mon, 22 Dec 2025 9:00:10
In this week's Download: How will you shift your marketing if Google becomes the next dominant player in the online listings landscape? read more»

Why Instagram Stories matter more in a joy-starved market
Mon, 22 Dec 2025 8:59:52
Consumers are stressed, and attention is getting harder to earn. From shareable Instagram Stories to Google’s listing tests, it's trust, not urgency, that is driving visibility now. read more»

Innovation that sticks: Building tech that solves real problems
Fri, 19 Dec 2025 19:34:40
This powerhouse panel talks about technology that focuses on operational and workflow support to provide real solutions for real estate professionals. read more»

Prompts, portals and policy moves: Inman’s Top 5
Fri, 19 Dec 2025 17:28:33
Looking for a quick catch-up on the buzziest stories of the week? Here’s Inman Top 5, the most essential stories, according to Inman readers. read more»

Los Angeles broker, CEO and SoCal luxury icon John Aaroe dies
Fri, 19 Dec 2025 16:58:53
Aaroe, who founded John Aaroe & Associates and the John Aaroe Group, was known as a cherished mentor and guiding light to Southern California agents. He passed away at the age of 73 on Tuesday. read more»

A leader with a servant’s heart: Remembering John Aaroe
Fri, 19 Dec 2025 16:54:48
Brad Inman remembers Beverly Hills real estate leader John Aaroe, his personal friend and professional confidant, who died this week. read more»

Home sales ticked up in November, but inventory is ‘beginning to stall’
Fri, 19 Dec 2025 16:04:19
Existing home sales were up 0.5 percent month over month in November. But NAR's Lawrence Yun also said "homeowners are in no rush to list their properties." read more»

Google just entered real estate, but the real shift isn’t about listings
Fri, 19 Dec 2025 9:00:23
The next era of real estate won't be won by whoever displays homes best, Molly McKinley writes. It will be won by whoever understands buyer intent most deeply. read more»

Don’t sleep on Google: 7 steps to get more 2026 recommendations
Fri, 19 Dec 2025 9:00:15
Google remains the place consumers verify credibility, research agents and confirm trust before making contact for the first time, Jimmy Burgess writes. read more»

How billionaires think: Mauricio Umansky explores the psychology behind ultra-high-end negotiations
Fri, 19 Dec 2025 0:14:54
Negotiating at the highest level is not about tactics alone, Mauricio Umansky writes. It is about psychology, patience and emotional discipline. read more»

Cotality and Ascend licensed to generate FICO scores for lenders
Thu, 18 Dec 2025 23:22:46
Fair Isaac's Mortgage Direct License Program is aimed at eliminating mark-ups charged by credit reporting agencies Equifax, Experian and TransUnion — backers of competing VantageScore. read more»

Before you tap to invest: Bridging proptech’s financial literacy gap
Thu, 18 Dec 2025 23:05:58
Real estate technology is making investing more accessible than ever, Amanda Neely writes. Yet, without proper financial education, many investors risk mistaking ease of entry for smart wealth building. read more»

Offering plans explained: Red flags every real estate broker must catch before closing
Thu, 18 Dec 2025 21:56:49
Real estate attorney and new contributor Brett Stack says these six red flags should cause co-op and condo agents to hit the brakes for further review on transactions in the Big Apple. read more»

Equal Housing Lender. © 2018 Harbor Financial Group. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. Provided to mortgage professionals for information only and not intended or authorized for consumer or public distribution.
© 2018 Agent Image All rights reserved. | Terms | Sitemap Design by Agent Image - Real Estate Web Site Design