Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
IDX reform is the real fight no one wants to have
Fri, 09 Jan 2026 0:02:04
Josh Ries examines why the system designed to help agents quietly handed control to third party portals, and how we can take it back. read more»

Rentspree’s Landlord Pro targets fragmented rental operations
Thu, 08 Jan 2026 23:29:55
The company hopes Landlord Pro will appeal to rental operators burdened by fragmented marketing, leasing, and financial services products. Costs are harder to manage and predict when spread thin across a range of disconnected vendors. read more»

A $3K commission saved me: Here’s why niche marketing wins
Thu, 08 Jan 2026 21:23:04
While 70 percent of Realtors compete for the same residential listings, you could be the only agent in your market who truly understands the emotional complexities of the niche you serve, America Foy writes. read more»

With mortgage rates down, home payments hit lowest level in 2 years
Thu, 08 Jan 2026 16:42:01
The 4.7 percent annual drop in monthly payments has yet to bring buyers or sellers back to the market in a significant way, but this may largely be due to seasonality, economists say. read more»

Does Luxury Presence’s $37M Series C forecast a big year for proptech investment?
Thu, 08 Jan 2026 13:00:35
Luxury Presence's Series C consists of $22 million in equity financing led by repeat lead investor Bessemer Venture Partners. Others taking staking in the round include NextEquity, GSBackers, TPC, and Adam and Jade Mills. The round was finalized with a $15M debt facility with J.P. Morgan. read more»

‘No listings, no eyeballs, no sales’: Zillow docs outline plans to win the private listing battle
Thu, 08 Jan 2026 9:55:12
"Listings are the lifeblood of our company. No listings, no eyeballs, no sales." A trove of newly released documents in the lawsuit between Zillow and Compass sheds light on the private listing fight. read more»

How one of California’s largest brokerages hit 90% retention without chasing headcount
Thu, 08 Jan 2026 9:00:48
"We don’t build rosters. We build careers": FirstTeam’s Michele Harrington and Lauren Henss break down how discipline, service and authenticity fuel their growth in a hype-heavy industry. read more»

This simple recruiting framework boosts your brokerage’s visibility
Thu, 08 Jan 2026 4:16:38
Recruiting expert Brett Jennings explains why brokerages that organize their value into a clear growth framework stand out in a crowded recruiting landscape. read more»

Compass set to close Anywhere merger Friday after shareholders approve deal
Thu, 08 Jan 2026 0:16:13
Compass also plans to offer up to $862.5 million in convertible senior notes in a private offering after 99 percent of Compass and 72 percent of Anywhere shares were cast in favor of the merger. read more»

Here’s the fastest way to reach new real estate clients without breaking fair housing laws
Thu, 08 Jan 2026 0:02:58
Target marketing accelerates client acquisition, but only when personas are legally compliant, fair housing expert Dr. Lee Davenport writes. read more»

Actions that matter: Why being ‘all in’ still wins in an AI-driven industry
Wed, 07 Jan 2026 22:56:18
Success doesn't come from automation, CEO and coach Lori Muller writes. It's earned through every action, every relationship and every moment of authenticity. read more»

Homebuyer demand sags as mortgage rates stay range bound
Wed, 07 Jan 2026 22:10:55
Applications for purchase mortgages drops for a fifth consecutive week to the lowest level since October, as mortgage rates continue to hover above 6 percent. read more»

Trump seeks to ban institutional investors from buying single-family homes
Wed, 07 Jan 2026 21:54:22
The president's announcement was made against the backdrop of high inflation, which Trump blamed on former President Biden and Democrats in Congress. read more»

Referrals you never see coming: The lesson every agent needs
Wed, 07 Jan 2026 20:29:41
You’re never speaking to just one person. You’re speaking to their entire unseen network, Jeff Sibel writes. Real estate rewards long-term relationships more than short-term commissions. read more»

CoStar plans to slash spending on Homes.com through 2030
Wed, 07 Jan 2026 19:55:59
After investing heavily to create a fourth competing major real estate search portal, CoStar said Wednesday that it would cut spending on Homes.com by 35 percent this year. read more»

Newrez bets on AI with strategic investment in startup HomeVision
Wed, 07 Jan 2026 19:11:55
The top five lender and loan servicer says it's already using HomeVision's AI technology to evaluate collateral and will expand its capabilities to create an automated end-to-end underwriting platform, including income, assets and credit. read more»

A Texas couple promised a ‘Chip and Joanna Gaines vibe.’ Instead they stole nearly $5M
Wed, 07 Jan 2026 18:16:44
Chris and Raquelle Judge earned $4.8 million from renovation projects they didn't complete, leaving some clients out of more than six figures in costs. read more»

Generational wealth, foreign buyers, rising prices: Sotheby’s Luxury Outlook for 2026
Wed, 07 Jan 2026 15:00:13
The luxury market is poised for steady growth this year, with multiple factors driving the market toward a fruitful and lucrative 2026. read more»

Equal Housing Lender. © 2018 Harbor Financial Group. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. Provided to mortgage professionals for information only and not intended or authorized for consumer or public distribution.
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