Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
State-Wide MLS taps RealReports to roll out AI property tools
Thu, 19 Mar 2026 19:17:40
State-Wide MLS is rolling out RealReports’ AI-powered property tools and Taxshot data platform to 6,000 agents, replacing legacy systems with a unified workflow. read more»

Indie broker-owner on coming-soon listings and real estate portals: It’s all about control
Thu, 19 Mar 2026 16:21:19
In its drive to create more control over listings, the industry is providing less transparency, less independent advice and more centralized influence over the final outcome, Red Oak Realty owner and CEO Vanessa Bergmark writes. read more»

Compass, Rocket pledge to ‘defend’ agents from MLSs in open letter
Thu, 19 Mar 2026 16:00:20
Compass International Holdings, Rocket and Redfin issued an open letter to MLS leaders on Thursday, urging them to "honor seller choice." read more»

CEOs from some of the largest MLSs: Consolidation is inevitable
Thu, 19 Mar 2026 14:18:13
In the current landscape, size matters. Three CEOs from some of the nation’s largest MLSs say significant consolidation is likely and inevitable. read more»

Title officer arrested for murdering real estate agent in 2011
Thu, 19 Mar 2026 14:02:05
In a press conference on Wednesday, the West Des Moines Police Department announced the arrest of Kristin "Krissy" Ramsey for the 2011 murder of real estate agent Ashley Okland. read more»

5 AI prompts that do the work of a full-time marketing assistant
Thu, 19 Mar 2026 8:20:19
AI won’t replace real estate agents, but it can replace hours of marketing work, Jennifer McAlpine writes. These five prompts can help agents handle research, listing strategy and content creation faster than ever. read more»

Hire an assistant, bring on a partner or stay solo? A guide
Wed, 18 Mar 2026 21:22:48
Should successful agents hire help, partner up or just tough it out and push through? Kevelyn Guzman asks. The answer depends on the math. read more»

Fed holds interest rates steady amid inflation, Iran conflict
Wed, 18 Mar 2026 19:11:20
The Federal Reserve kept interest rates steady on Wednesday in its first meeting of 2026, while saying it would continue to monitor financial and international developments. read more»

Bess Freedman: Days-on-market metrics are facts. Sorry, not sorry
Wed, 18 Mar 2026 18:46:37
Our transparent real estate market, though not perfect, remains the envy of most of the world because of how efficient it is, Bess Freedman writes. read more»

Compass drops antitrust lawsuit against Zillow
Wed, 18 Mar 2026 18:40:08
A day after Zillow updated its Listing Access Standards, Compass has decided to drop its lawsuit, saying the changes provide homesellers "with more choice." read more»

The 2026 market’s not exactly what we had hoped for
Wed, 18 Mar 2026 17:33:32
While real estate pros had hoped we'd be out of the woods by now, Carl Medford writes, a variety of factors are still keeping the market in a holding pattern. read more»

Compass International Holdings promotes Sue Yannaccone to COO
Wed, 18 Mar 2026 17:30:00
Industry veteran Sue Yannaccone has been named the company's Chief Operating Officer after 11 years with Anywhere, which merged into Compass International Holdings in January. read more»

Mortgage applications plummeted more than 10% last week
Wed, 18 Mar 2026 16:18:04
Higher rates and overseas conflicts appear to be weighing on the lending industry, raising concerns about the upcoming spring. read more»

Industry leaders weigh in on Zillow’s coming-soon push
Wed, 18 Mar 2026 16:08:03
Early reactions to the portal's Zillow Preview program highlight the ongoing debate over pre-marketing, private networks and listing transparency. read more»

Zillow’s ‘Preview’ isn’t solving fragmentation. It may be multiplying it
Wed, 18 Mar 2026 14:42:05
If every major platform builds its own version of a pre-market channel, the industry won’t become more open, Sean Frank writes. It will become more segmented. read more»

EXp announces pre-marketing syndication deal with 3 portals
Wed, 18 Mar 2026 14:03:11
The brokerage's agents can send their coming-soon listings to portals Homes.com, Realtor.com and ComeHome.com. read more»

Aaron Kirman says he’s 100% in alignment with Reffkin on fighting the industry’s status quo
Wed, 18 Mar 2026 8:45:40
The luxury broker caught up with Inman about crypto, California, the latest headlines and more in an exclusive interview. read more»

You are the diamond: A message to the mature real estate agent
Wed, 18 Mar 2026 8:00:38
Coach Darryl Davis offers words of wisdom to veteran real estate agents: There's still a place for you in a changing industry. read more»

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