Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Construction costs spike early in 2026, signaling trouble ahead
Mon, 23 Mar 2026 18:13:15
Construction costs surged early in 2026, driven by rising energy prices, with analysts warning that oil volatility tied to Middle East tensions could push costs even higher. read more»

Everyone deserves to own a home. That includes LGBTQ+ Americans
Mon, 23 Mar 2026 17:37:17
Nearly half of LGBTQ+ Americans feel less safe being visible, CEO Mary Mancera writes. That should concern anyone who understands what healthy housing markets require. read more»

Inflation and Iran are key to the Fed’s latest decisions: Economist
Mon, 23 Mar 2026 17:29:45
In this exclusive series on Inman, Windermere’s Principal Economist Jeff Tucker looks at the impact of the war on Iran and the Fed's latest move. read more»

When does an agent’s job begin? A common myth — debunked
Mon, 23 Mar 2026 16:36:40
In this episode of Real Estate Insiders Unfiltered, Sheila Reddy, founder and CEO of Mosaik, breaks down one of the biggest misconceptions in real estate and why it’s holding both agents and clients back. read more»

Judge blocks new real estate anti-money laundering rule
Mon, 23 Mar 2026 16:35:34
A Texas district judge has ruled in favor of a title company owner who said the new rule violated her Fourth Amendment rights. read more»

Real’s new growth chief aims to add 10K agents in 2026
Mon, 23 Mar 2026 15:13:08
Newly appointed Chief Growth Officer Jason Cassity focuses on recruitment, retention and scaling at a sustainable pace. read more»

Even homesellers want ‘days on market.’ But plenty might skirt it.
Mon, 23 Mar 2026 9:00:58
An Intel survey suggests that a strong minority of sellers might take the real estate market somewhere most consumers don't want it to go. read more»

Zillow called it the ‘open market,’ then buried consumers and MLSs
Mon, 23 Mar 2026 8:15:31
The tragedy isn't that the MLS got disrupted, Amit Kulkarni writes. Disruption was inevitable given decades of inaction. The tragedy is what replaced it. read more»

Coming-soon listings just went mainstream: The Download
Mon, 23 Mar 2026 8:00:54
Last week, everyone in real estate was weighing in on coming-soon listings, Zillow Preview and shifting stances on pre-MLS visibility. read more»

The real reason agents plateau (and 5 ways to break through)
Sun, 22 Mar 2026 8:00:10
Every agent reaches a point where growth slows down, Jimmy Burgess writes. Most assume they need a new strategy, but what they really need is a new perspective. read more»

Instagram, Google and Disney reveal new discovery tools 
Sat, 21 Mar 2026 16:39:25
From paywalled features to AI-curated search, platforms are tightening control over what gets seen and how users engage. Here’s how that shift is impacting visibility — and what real estate professionals should do about it. read more»

As AI adoption grows, MLSs emerge as validators of new agent tech tools
Fri, 20 Mar 2026 21:16:57
MLSs are emerging as key validators of AI tools, with Miami Realtors prioritizing compliance, data accuracy and safe adoption for agents. read more»

Keller Williams’ Jason Abrams on Zillow Preview: ‘Nobody should get upset by having more choices’
Fri, 20 Mar 2026 19:32:44
Keller Williams Head of Industry and Learning Jason Abrams talks about the Zillow Preview partnership and what's next in the debate over private listings. read more»

NAR political spending targets Texas as 2026 midterm races heat up
Fri, 20 Mar 2026 16:30:43
New FEC filings show NAR’s PAC spending nearly $10 million ahead of 2026, with Texas leading candidate funding and independent expenditures. read more»

Keller, Compass, eXp: Inman Top 5
Fri, 20 Mar 2026 16:19:17
Looking for a quick catch-up on the buzziest stories of the week? Here’s Inman Top 5, the most essential stories, according to Inman readers. read more»

Shoot it. Post it. Sell it: Streaming
Fri, 20 Mar 2026 16:06:58
Learn from top real estate agents, and put short-form video to work as you market your business and your latest listing. read more»

Flexibility serves clients better than rigid, one-size-fits-all mandates: ARA co-founder
Fri, 20 Mar 2026 14:44:21
American Real Estate Association co-founder Jason Haber writes that the trade group articulated a vision for how listings should work, which is now becoming industry practice. read more»

The Agency’s Rainy Austin on consolidation and what’s actually good for consumers
Fri, 20 Mar 2026 14:42:36
The Agency's president shared her thoughts with Inman on current events and the spring market, and expressed a hope that the industry will find its ethical center as it continues to change in the future. read more»

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