Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Compass names Altos Research founder as its 1st chief economist
Mon, 14 Jul 2025 16:59:33
Mike Simonsen will lead the brokerage's market analysis and insights efforts. Simonsen stepped down from Altos in May. read more»

Realtor.com acquires collaborative home search app Zenlist
Mon, 14 Jul 2025 14:47:51
Zenlist is a mobile-first app that enables agents and homebuyers to search properties together. Zenlist has more than 35,000 users and multiple brokerage and MLS partnerships. read more»

In a more buyer-friendly market, sellers are emerging too
Mon, 14 Jul 2025 9:00:05
Why are active homebuyers now ready to list their old properties? The reasons vary by individual but also display some regional trends that track with the national inventory recovery, the Inman-Dig Insights survey found. read more»

Century 21 CEO: Recruiting ‘is so ultra competitive right now’
Mon, 14 Jul 2025 8:05:17
Century 21 CEO Mike Miedler knows recruiting and retaining agents is a big concern for brokers today. Next month, he’ll roll out a competition focused on bringing more agents and companies in house. read more»

5 ways to ensure buyers and sellers choose YOU as their next agent
Mon, 14 Jul 2025 8:00:44
From vibes to social proof and more, brokerage founder Oliver Graf shares the strategies that help your next client find you and embrace the service you provide. read more»

3 practical ways agents can win on social media right now
Mon, 14 Jul 2025 7:53:22
Consistent, authentic content — not perfection — is the key to building trust, engagement and visibility on social media. read more»

Why the luxury real estate market can feel optimistic for 2025
Mon, 14 Jul 2025 7:42:31
Luxury property is outperforming other residential sectors, as its appeal as a safe haven for wealth endures. read more»

Revive stale client relationships with these 34 outreach ideas
Mon, 14 Jul 2025 7:27:37
Let these 34 ideas kick-start your outreach strategy — and help turn cold contacts into warm connections again. read more»

‘Survivor’ contestant, real estate all-star shares 5 actions to transform your business
Mon, 14 Jul 2025 7:12:35
Quintavius “Q” Burdette is at the top of his game. Here’s how you can be, too. read more»

Let’s talk about S-E-O: What agents need to know now
Sun, 13 Jul 2025 9:00:03
SEO isn’t just about websites anymore. Here’s how real estate pros can optimize Reels, captions and AI tools to drive traffic. read more»

7 tired business strategies that are costing you closings
Sun, 13 Jul 2025 8:00:39
Ditch the dead weight, lean into strategies that deliver and ensure every effort you make moves you toward a conversation that counts, Jimmy Burgess writes. read more»

Industry pros weigh in on visibility, gatekeeping and real estate ‘Armageddon’: The Download
Sun, 13 Jul 2025 8:00:20
Leaders across the brokerage landscape had thoughts on the private listings debate, and they weren't shy about sharing them. read more»

Being a neighborhood expert isn’t enough anymore 
Sat, 12 Jul 2025 8:00:15
If your entire value proposition is "I specialize in this neighborhood," then you’re putting a clock on your career, Coldwell Banker Warburg's Kevelyn Guzman writes. read more»

Mortgage lenders ask for more guidance on VantageScore 4.0
Fri, 11 Jul 2025 22:50:57
FHFA Director Bill Pulte is reportedly "on thin ice" with several Trump administration officials over lack of communication on new Fannie and Freddie credit score policy. read more»

Trump administration expands Fannie Mae title waiver program
Fri, 11 Jul 2025 20:56:35
Title insurers wanted to put the brakes on a pilot program that uses automated title reviews to allow some homeowners to refinance their mortgage without having to pay for title insurance. read more»

With Instagram’s latest update, posts can now boost your SEO
Fri, 11 Jul 2025 19:54:22
Learn how to become more visible on Google with a new Instagram update for professional accounts that allows social media content to appear in search engine search results, Kyle Basila writes. read more»

Compass agrees to share its exclusive listings, with 2 caveats
Fri, 11 Jul 2025 17:00:24
Compass said it will share its 6,000-plus exclusive listings with brokerages and multiple listing services, as long as they don't alter or monetize listings — or share listings with platforms that do. read more»

Gatekeeping, portal wars, ‘Armageddon’: Inman’s Top 5
Fri, 11 Jul 2025 15:06:40
Looking for a quick catch-up on the buzziest stories of the week? Here’s Inman Top 5, the most essential stories, according to Inman readers. read more»

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